Thank you for the feedback, Navid! I agree that emergency funds are a great place for some people to start. I’d encourage financial professionals to start out by asking questions to learn about the people seeking their advice before prescribing. At the time, I was a 23-yr old with no kids, making $12/hr, and living back at home. My lack of dependents and living situation afforded me the ability to choose what risks to mitigate and I preferred to squirrel more money away for the future.

    Katelyn Harris Lange

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    Here for inclusive economic development in Arizona + beyond | Philanthropist and power shifter writing about work, purpose & relationships