Love this story. Age does not always equal wisdom, especially when it comes to money.
Can we talk about what we do with our tax refunds? Mine is usually around $2000 and it goes straight into my savings account to be spent later (usually on travel). But this year I went out and spent it all (and then some) on a brand new road bike. I prefer to spend money on experiences, not things, but I reason that the bike will help me HAVE NEW EXPERIENCES, so it’s still a good purchase.