Kendra CardenasThe Growth of Lending-as-a-ServiceYou’ve likely heard that OnDeck recently expanded its relationship with JPMorgan Chase. Lending-Times decided to take the opportunity to…Aug 15, 2017Aug 15, 2017
Kendra CardenasFull Surgery, Not Pain Killers, Will Make the Credit System Healthy AgainThe road to healthy consumer credit starts before credit is taken out — not in the depth of balance sheets.Jul 25, 2017Jul 25, 2017
Kendra CardenasAI Credit Scoring: Fad or the Future?It had to happen. Artificial intelligence is shaking up the fintech world.Jul 19, 2017Jul 19, 2017
Kendra CardenasOnline Lending SaaS: Small Business Lending Keeping Up With the TimesD+H is a global payments and lending technology provider based out of Toronto serving nearly 8,000 financial institutions. With revenues of…Jul 18, 2017Jul 18, 2017
Kendra CardenasThe Evolution of Peer-to-Peer Lending RegulationThe regulation of financial services is a delicate balancing act for regulators and a topic which can quickly divide the opinions of…Jul 12, 2017Jul 12, 2017
Kendra CardenasTransforming One of America’s Biggest Banks Into a Digital LenderTD Bank has a long history of growth that has culminated in their being the 8th largest bank in the U.S. in terms of asset size even though…Jul 11, 2017Jul 11, 2017
Kendra CardenasBranding is a Key Element for Fintech LendersIn the past, the financial sector was known for safe and stodgy marketing. Times have changed, especially after the advent of fintech…Jul 10, 2017Jul 10, 2017
Kendra CardenasChecking the Credit of the Subprime ConsumerIn the US, there are tens of millions who do not have a reliable FICO score, either because their credit history is not sufficient or it is…Jul 5, 2017Jul 5, 2017
Kendra CardenasEnabling Banks to Thrive at Digital Lending in a Fintech WorldBanks have loyal customers and the cheapest source of capital in the world. No alternative lender can compete with that. But what banks…Jun 27, 2017Jun 27, 2017
Kendra CardenasThe Main Drivers of Peer-to-Peer Lending Growth in the UKIndustry commentators within the financial advice market often draw comparisons between peer to peer lending (P2P) and tax efficient…Jun 21, 2017Jun 21, 2017