Thank you! I recently took it one step further by moving to an apartment that’s triple the square footage, paying $100 more in rent every month but saving:
Makes a huge difference!
I bet insurance is a bit more reasonable outside of the city. Plus, taking public transportation and/or Uber isn’t an option everywhere. For some, keeping the cars makes sense!
I’ve been there.
I also have fine/thin hair down to my hips that 50% of people drool over, while the other 50% tell me to cut it into a bob because I’m “too old” to have hair like this.
Personally: I’m not cutting it. I wear it in a bun half the time, but I love what I see what I let it down.
Good question! I don’t use any budgeting programs, but only because I never keep up with them. For me, the most effective thing is writing down every single bill and recurring expense on paper. It takes a long time to write them down, and while I’m writing them, I think about whether I really need to be spending money on those things. Some things are…
Thanks for commenting! The best part about buying time back is that we can do it in any way that makes sense for us. I like to play ping pong at work, for example, so I have to buy time from other areas to fit that in. Maximizing my productivity in other areas makes it possible.
I disclosed my referral links, but I believe this is only the second time I’ve ever used referral links. I haven’t earned anything from them and would never recommend affiliate marketing as a way to increase your income.