Photo credit to Antonio Lainez

“I have some bad news for you, you only have between 5–10 years left to live. The good news is that you won’t be ill, the bad news is that you‘ll have no notice of the day of your death. What will you with the time you have left”? …

The dilemma for anyone looking to secure their financial future

We all face a unique set of challenges in securing our own financial future. While we are working and our earnings are regular and possibly increasing, many of us will undoubtedly find that our outgoings and spending also increase. …

Kevin Wood

Founder of Oak Four, a values driven Financial Planning firm in the UK.

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