Financial goals can be seen as blueprints to achieving great feats with money.

In today’s society, money is very important as it determines the progress of an individual, his business, and the nation at large. However, when dealing with money, it is crucial to know how to manage and spend it; hence, the essentiality of financial goals. Financial goals are achievements set for the future measured on a monetary scale.

Financial goals can be seen as blueprints to achieving great feats with money. …

When KiaKia launched digital lending along other pioneering Nigerian fintechs in 2016, the aim was to enable credible individuals and businesses access consumer and business loans as quickly as possible. Nothing more. We just wanted a way to quickly underwrite credit to individuals and MSMEs that couldn’t access this service from our banks for so many nagging and unresolved factors and reasons within the financial polity. We did just that, and we did it well. Like Glo did with per second billing, we led the provision of same day application, approval and disbursement. This was in recognition of the time…

Maintaining positive cash flow can be challenging for small businesses, whether you’re just starting out or have been running your company for years.

if reliable clients also fall behind one month, the result can be devastating.

The following tips will help you get paid faster, so you can avoid a dangerous COVID -19 cash flow crunch.

Invoice quickly and accurately

When a contract wraps up or a sale is concluded ,send your invoices straight away. Before you send an invoice, be sure it’s addressed to the right contact. It also helps to itemize costs in detail so no questions arise…

Your break even point is the moment in time when your income equals your expenses. If your income is higher than your expenses, you have a profit. If your expenses are higher than your income you have a loss.

Different industries have different profit margins, but a break-even analysis can help you determine at what point you’ll reach a cash flow positive situation and make a profit — your breakeven point

Why is this such a critical number?

First of all, to find your breakeven point you need to know what all of your expenses are. How much does it…

5 Tips to Starting Your Week Right as a business owner

Mondays can bring contrasting feelings. On one side is the joy of starting anew. On the flip side, is the challenge of motivating yourself to get to work after what seems like a short weekend. The reality is that each second is valuable to your business, and you can’t afford to waste time shitting on a new week.

As you begin the week, here are five proven tips to get your business off to a perfect start:

Reflect on the previous week

Yeah, it’s good to move on from the past. But moving on also means taking valuable lessons along…


Fintech | Lendtech | Lendtech Pioneer | Leaders in Credit Financing | Financial inclusion juggernaut | Nigeria | Africa.

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