Is Stellar the Solution for Financial Inclusion?

Kintaro Capital Report Preview

2 min readMar 22, 2019

Stellar is a decentralized platform for global asset transfers. Besides representing an asset transfer mechanism, Stellar also serves as a decentralized distributed exchange enabling the transfer of any type of asset.

At the protocol level, it is based off a unique and powerful consensus model. This provides a highly secure system while facilitating fast transactions at a negligible cost.

The report to be published on March 29th 2019 for Kintaro Capital website members, will examine the following questions, and more

Aren’t Stellar and Ripple basically the same thing?

Widely Reported: Stellar was forked off Ripple and is based on exactly the same codebase. Many believe that the technology behind these two projects is identical and therefore both platforms have the same strengths and potential.

Question: Did you know that there are actually numerous differences between Stellar and Ripple?

Hint: The answers might surprise you…

Not only did Stellar change its entire codebase in 2014, but during that work, they implemented major differentiators in terms of consensus mechanisms and functionality.

How decentralized is the Stellar platform?

Widely Reported: There is a constant discussion in the community regarding this topic. Some argue that Stellar platform is actually centralized rather than decentralized.

Question: So who is right?

Hint: Stellar’s unique consensus protocol and Lumen distribution strategy will tell you the right answer. We’ll explain to you the details in our upcoming publication.

Widely Reported: Stellar is a decentralized platform for digital to fiat currency transfer and transactions between any currency pair. Therefore, Stellar and Ripple are often considered competitors that both target the global payments industry.

Assets on Stellar Network

Question: Do you know what type of assets can be issued and transferred through the Stellar network?

Hint: Stellar Network has the capacity to enter into a wider range of industries than just the financial sector.

Widely Reported: The value of platform tokens such as XLM are commonly considered to be derived from network usage.

Is Stellar capable of becoming the ultimate cross-border payment platform?

Question: So, does the current market price of XLM actually reflect the current network usage on Stellar? Are models based on network activity able to give us useful insights into Stellar network?

Hint: We’ll reveal the market opportunity for Stellar with an in-depth analysis of the possibilities.

This report will be downloadable for Kintaro Capital Members from March 29th 2019.

You will be notified by email when the Stellar report is published.

Originally published at kintarocapital.com.