What would it look like if a child needed to deposit, withdrawal, or manage their money? — Working through the Design Thinking phases, I created some initial concepts for an ATM for children, KidATM. Empathize What is an ATM (both functionally and metaphorically)? An ATM is used to withdraw (cash) or deposit (checks or cash) money An ATM is part of a user’s financial management system, alongside the rest of your banking system (teller, mobile/online apps)