This post was originally published on April 7th, 2021. In the past weeks, I’ve had numerous discussions with startup founders about open banking providers in Europe. All of them were looking for a provider but due to the increasing number of players, they were facing troubles finding the ideal Open…

This post was originally published on July 1st, 2020. This is the second part of our four part Open Banking series written by Aaryaman and Lars. In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of…

This post was originally published on June 30th, 2020. This is the second part of our four part Open Banking series written by Aaryaman and Lars. As discussed in the previous segment, there are many ways a developer or service provider can access a user’s banking data. The two most…

This post was originally published on June 29th, 2020. This is the second part of our four part Open Banking series written by Aaryaman and Lars. Before getting into the rise of open banking, it is important to understand the definition of the term. Internationally, the term “Open Banking“ refers…

This post was originally published on June 28th, 2020. This is the first part of our four part Open Banking series written by Aaryaman and Lars. Foreword The world is currently going through a big shift with regards to financial services. More and more people are coming into the formal…

Wow, has been really over a year since my last blog post? This was way too long and that’s why I have worked in the past days not just on this blog post but on a series of blog posts. The topic? You have guessed correctly: Embedded Finance (EF). Every…

Starting next year, most merchants in Germany have to provide a receipt for their customers after a purchase. If you have travelled or lived in other countries, this might be very normal to you. …

I have just finished reading my second book this year (so I am nearly on schedule with my personal one-book-per-month-rule) and thought of giving you a glimpse of it . The book is called Startup way by Eric Ries. Many of you will know the famous book called “The Lean…

The European Union is turning Europe into a playing field for FinTech entrepreneurs. In the post PSD2 world any accredited third party provider will be able to access the data of payment accounts whenever the owner of the account has granted the right to do so. Banking is in many…