My credit score is 685 do i qualify for a auto loan?

My credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?

Answer : I would recommend you to try this site where one can get from the best companies: http://finance-solution.us/index.html?src=MEDFEBDi6hae2cei .

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How to raise credit score with credit cards?
Is it wise to decrease your credit limits on credit cards that are seldom/never used? I know not to close the accounts because it will hurt my credit score, but if I just lower my credit limit, as long as I am still under the magic 10–30% usage of my total credit limit, can that actually help? I have heard that having too much credit can be considered a negative. I am hoping to purchase a home within the next 6–8 months and I am trying to do what ever I can to increase my chances of a good mortgage rate. BTW, I have done the free credit reports, and everything is correct. I have paid off most of my credit debt over the last year, and I am currently at about 15% of my total credit limit. I do have too many credit cards (6), but I am afraid to close them outright. Of those six credit accounts, three are completely paid off and never used, the one I regularly use is paid off every two weeks, one should be paid off completely in a month, and the other is getting paid off before I start filling out mortgage applications. I also have student loans, and a car loan that I am currently paying off as well. Sorry if this is too much information, but I want anyone who can give me an answer to have the full picture. Any help is appreciated.””
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How can I look into credit repairs for invalid information and raise my score?
Hi! I’m 20 years old and recently opened up my first credit card 9 months ago. I have 3 credit cards (2 capital one cards and a best buy card). My best buy card has no balance on it, I just recently paid it off 2 weeks ago. I have very high credit utilization on the other two cards (70%), but have never missed a payment and I almost always pay 2 or 3 times more than the minimum payment on the two cards. My credit score dropped 100 points in 2 months! I check my credit information on creditkarma.com and I was shocked! I didn’t know how this was possible. So I looked onto the summary and it states that the average age of my credit card utilization is 4 years and 9 months. How is this possible if I never had credit before 9 months ago? Also, it states that I have 10 credit card accounts, but I only have 3 credit cards. I’m just worried that this information is invalid and it is greatly effecting my score. Unfortunately, I’m not as knowledgeable on reading my credit summary and understanding my score as I should be.””
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How do I get out of the habit of using payday loans to pay for bills?
I always tend to run out of money after paying off my biggest bills of the month. I always come up short at the end of the month while having two bills left over to pay for. I’ve asked or applied for personal loans from banks, friends, credit unions, and other places. Needless to say, I got turned down. I tried cash advances from credit cards which are maxed out now. Then, I tried pawn shops which I didn’t get enough money as I needed. Right now, I only have one payday loan to pay off. So, how do I pay for these last two bills for this month. I need the money soon. My only other option is to pay these last 2 bills late. I’m on a fixed income anyway. Do anyone have a reasonable and helpful solution to my money problem? I need help or a miracle.””
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Is a credit score of 717 considered a good score?
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I need a personal loan to pay off all my debt. I do not have great credit. Where can I go in minnesota???
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I would like information and advice on how to stop payments on a payday loan.?

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can u get a car loan with a credit score of 538 ,533 and no cosigner””
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Cc bn i gip mnh vi, mnh thch xem cc gameshow ca cc nhm ny v n rt vui nhng mnh li khng bit tn cc chng trh gameshow no ht mong cc bn cho mnh tt c cc gameshow ca nhng nhm ny. cm n cc bn nhiu.””
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How can I find out if someone recently tried getting a credit card under my name?
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“My credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?


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I am trying to get it immediately so i can’t have it mailed to me, nor do i want to impact it negatively on my credit rating so i have to do it myself. is it possible?””
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Questions about Chapter 7 Bankruptcy to those experienced?
Long story…I ended up getting divorced last year and my wife left me with a ton of debt and two car payments while I was medically unable to work. My lawyer decided it was probably in my best interest to file for chapter 7 so I did in August of 2008. I had my hearing rescheduled being unable to make it because of medical problems. I ended up getting a great job at the end of the year and made more than enough money to pay my debts. Problem is my lawyer said if I try to unfile”””” it will still reflect on my credit and I might as well keep going with it. My problem now is because of the bankruptcy I had to return my vehicle and I am basically in limbo without any sort of transportation. My ex-wife got off clean and free and got to keep the vehicle I paid off and I have been footing it and getting by so far. I have my chapter 7 hearing this week””
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What is a starting credit score?
Hi i just turned it, i just got a job and this guy at my bank suggested i try for a credit card, this would be the first thing that would be on my credit. I got denied, and the paper said that my credit score was 490- i have never had anything on my credit since i JUST turned 18, am i suppost to have a credit score of 490? or should it be 0 since i have never put anything on my credit, Please help! i am new to this credit thing””
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Which bank is more foregiving to refinance an auto loan to lower payments to someone with not so good credit?

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“”Credit score 630, what auto loan rate (with more info)?””
This is a repost with more detail. Thanks to those experts who answered. In California: Looking at a $6000–7000 vehicle with $1500 down. KBB value will be at least 100% of purchase price, likely more. Vehicle age=12–16 years Term=36 mos. Mileage=95–130k Time on job=1st job, 8 mos, 2nd job, 2 mos. Time at residence=11 mos. Gross monthly=$4000 Credit score=630 DTI=approx. 25% Thanks again, good questions.””
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Regarding bankruptcy chapter 7?
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I need some advice on cleaning up my credit.?
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Haven’t paid mortgage in 10 months And got a foreclosure notice in the mail what do I do?
So my close friend is in a really bad situation that she thinks isn’t that bad. She hasn’t paid her mortgage in 10–11 months and she owns the house and she keeps getting letters in the mail/phone calls telling her that her payment was late. About 2 days ago she got a letter in the mail from country wide saying that she owes $20,000 by May 16th or they will start foreclosure proceedings. She is stuck in a mindset that she will not lose her house because her house doesn’t have any equity but I am not sure if that is true or not. She is in about $500,000 in debt for the house and she is thinking about just filing bankruptcy but I have a feeling she will still lose her house. She is on unemployment and many people are calling her and sending mail about all of her bills being paid late. She thinks that She will not lose her house because there are other options. I tried telling her that she should sell her car because she will get about $20,000 and she can just use her old car she used to have that she is letting her son borrow but she said she can’t live without her car. I told her that she won’t even be able to pay for that car when she goes through foreclosure and that she can’t just live in her car if she loses the house. If she sells her car and gives the bank the 20K she will be in the clear for a little bit. But she also hasn’t paid her taxes in god knows how long. She isn’t making an effort to contact the people to see her options but I have a feeling she doesn’t have any options. If she files bankruptcy won’t she still lose her house? And won’t they still put her house through foreclosure if she doesn’t have any equity? I would like a lot of information for what she can do to try and save her house, and I would like to get my facts straight. Im also trying to tell her that she should have gotten this notice a long time ago and I don’t think they are going to make it easy”””” on her because she is almost a year behind in payments. She doesn’t care about her credit either so thats why she doesn’t care if she files bankruptcy. She has already filed bankruptcy before in the past. Please give me information about this. Thank you.””””””
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What if I obtain a good paying job before bankruptcy is discharged?
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Does Leasing a car show up as an auto loan on credit report?

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“My credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?


I need both a student loan and an auto loan what should i do?
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Is the FHA interest rate the same with any lender?
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Auto Loan Cosigner Info?
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Is this website legit or are they just trying to scam people out of there money?
here is the link to the site: http://www.jormoo.com/index.php
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Does using my credit card alot hurt my credit score?
I use my credit card multiple times a day for pretty much everything I can. I always pay off the debt within the span of a few days though. Is this hurting my credit score? Second question: A few months ago I learned that I should keep my credit below the %50 mark. Before that I would always get it to the 90% mark and then pay it off n installments always higher than the minimum payment required. Did this hurt my credit score? (This was done for about 3 months).
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I have been searching for a loan. Either they want you to pay a fee to find a loan which I think is a scam. Then there are payday loans which I an up to my chitty chin chin in. I just want a smal loan to consolidate my bills right now. I have a co-signer. my credit is ok, not great but ok””
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Any website out there that can give your Free 3 bureaus credit Score : Not report but score?
I heard there are some out there that do not charge you for 3 bureaus score but will use it to sell promotional offers to me. Anything like that ……I know I can get Credit report..Looking for the 3 B Credit Score report .
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Best banks for home loans in chennai — currently…?
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I have really bad credit and need a personal Loan?
I filed bankruptcy almost two years ago. My credit is shot. I am in need of a personal loan of 2500 dollars to buy a used car for work. Can anyone refer me to a place to get a loan for someone with bad credit but have a good job and have been there almost 9 years?
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“”80,000 mortgage loan?””
how much would I pay a month for an 80,000 house with an average interest rate””
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Who is entitled to stand for a general election within the uk?

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I am looking for an online loan amortization schedule with biweekly and balloon payment options. Know one?
I need an online, advanced loan amortization schedule that will calculate biweekly payments with a balloon payment option. Does anyone know of one? Thanks.””
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“”Best site for bad credit home loans(purchase)?Husband had HeartAttack,I don’t work-you do the math-credit sux!””
In response to the last answer I received, I am no idiot…I am an educated person who knows that income is what pays the mortgage.My husband is back to work and making ample money to cover the mortgage we need.Our credit was great until he was out of work for 18 weeks.You try cutting your income to virtually zero and see how you fair.This is a legitimate question in search of a mortgage site to obtain a mortgage we can afford.””
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What is an escrow balance?
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I need a 25000 unsecured personal loan for furniture and pay off some bills I am new to Montana St.?
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How do I politely remind my boss that he owe me money?

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401K help ? Cash out?
In feb 08 i took out a 18500 401k loan out for down payment on a new home. In May 08 i was laid off from that employer. I did not do a rollover at the and my 401k balance was 43000–18k for the loan= 25k December 08, 401k balance is now 32k with the 18k loan = 14k So if i cash out the 401k provider will tax 20% of the 32k (6.5K) and subtract the 18k for the loan which will leave me with a check for 6.5 k I heard that the irs is waiving the 10% penalty if you in hardship or used it to purchase a home. yes I do need the money so I ‘m thinking of cashing it b4 the 31st of Dec 08. I figure since my income was not that high this year I can recoup most of the 20% that was held for IRS. I could maybe hold off for another month and hope the market gains a little and receive a little more but I don’t know what my income will be, I still have 35+ b4 i retire so i feel I can take a chance. PLease help , thanks””
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Has anyone successfully cleaned up their debt with debt settlement?
I am currently enrolled in a reputable debt settlement company about a year into the 3 year process. One account has settled so far. One of my creditors is suing me, but the company is working hard to get it settled asap and I have responded to the court. I am not ignoring the summons just in case we can’t settle. I just want to know if anyone has gone through this process and cleaned up their debt for good. It is so stressful, but we were on the heels of bankruptcy and felt this was a good option for us to avoid bankruptcy.””
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What happens if you use a credit card listed on a ch.13 bankruptcy for groceries after you have filed?
Filing for chapter 13, and I used a credit card after the filing, for groceries. After this I found out I am not supposed to use that credit card at all. I always paid it in full each month. I’m trying to save my house that is the only reason I’m filing. I make over 200k a year but my loan is killing me. Will the court think I’m screwing around? I mean it was for groceries….nothing else. I have since then stopped using it, but what’s the worse that could happen””
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Can you get a loan without using your spouses income or credit?
I was trying to purchase a home with just my income and credit, which was just fine until they ran my spouses credit. Since he owes child support, they wouldn’t let me get the loan with him and told me I had to use a different coborrower. Since when does child support become a joint debt? I was perfectly fine with just getting the house with just me as sole and seperate property. Im just not understanding why this is. I was told because California is a community property state and his debt is your debt.””
“My credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?


Bank’s auto loans & dealership finance?
What is the difference between your bank’s auto loan and the plan that a dealership offers you? Does the dealership even offer some sort of loan or payment plan? I think it will just be easier to get a loan from the bank b/c you can pay it online or have automatic withdraws. Or does everybody get auto loans from the bank? I really have no idea. Im buying my first car.
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I just checked my credit card statement and there are three APRs: Cash Advance, Purchases, and Promotional. Underneath this line it adds all three and says composite annual percentage rate.”””” Are they charging me for all three?””””””
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#repost

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Where can we go to check credit report for free online without checking score?
I’ve tried a few websites, but whenever I fill out my info, they end up asking me for my credit card info. Which means, they’ll probably take away money. I want it to be free. I don’t want it to be free for 30–60 days then pay. Does anyone know what I mean? If so, please help me find a website where people can check their credit report without having to worry about making any payments for it. Thank you.””
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“”If a guy rates you on looks 1–10 a 7, is that a good thing or a bad thing?
What does each number mean as a rating?
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Does anybody know the lyrics to the freecreditreport.com commercials?

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Creditor Bankruptcy rights. Help?
I was treating to sue someone in small claims court. She notified me that she will be filing for bankruptcy and she has other creditors. I would be suing for $750.00. Do I have a chance to get this $750 if I take her to small claims court? What are my rights?
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How will filing Chapter 7 bankruptcy in Illinois affect me?
Last year at this time my credit score was 750, but over the past year I have had some financial crisis and am very deeply in debt. I talked with a lawyer today and I understand the difference between chapter 13, and 7. My question is, other than the obviouse destroying my credit, how will filing chapter 7 affect me? Will I ever get a credit card again? Will I lose my atm/debt card? Will I be able to rent a house or apt after my foreclosure? Please, anyone who has any experience with this, any info would help.””
“”
How can I force my ex-boyfriend to assume our home mortgage loan?
I want my name off of the loan so I can get my own home loan. I have not lived there in over 6 years or paid on it and the mortgage was purchased 8 years ago, I want him to assume the loan and he would like my name off it as well but he can’t due to the market values declining, and his current credit to debt ratio. I do not want to assume the loan either. What options do I have? Can I take him to court? Or do I have to just sit and wait for him? Please help!!””
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Can I buy porn with my parents credit card without them knowing?
it said that lolol.com will appear on your cardholder statement””””. lolol is NOT the website I want to buy porn from””
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How can I get off an auto loan as a Co-signer?
I co-signed for a loan for my girlfriend and she wont refinance it. She is destroying my credit. What are my options?
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#repost

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#repost

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#repost

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“”Filed bankruptcy 06/25/10,I owed back taxes to the IRS, they were not dicharged since I filed an extension.?””
Because I filed 6 months later the taxes were not discharged, my attorney never counseled me about this he just said they would be discharged. I am really mad, if I would have waited 5 weeks longer to file for bankruptcy then they would have been discharged. The taxes were from 2006. Can I have my case reopened? Should I sue my attorney?””
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“”Need Cash, Where can I get payday loan in Vegas?

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What do you need to get a payday loan in toledo ohio?

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#repost

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Who’s the band on the FreeCreditReport.com commercials?

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What is the difference between apr and annual fee for credit cards?
if annual fee is how much your paying annually then what is the apr im new with credit cards and i have no clue what the terms mean
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Does Dominos accept credit cards for online orders?
Can you pay online with the credit card while ordering? I don’t have enough cash, just my dad’s credit card info.””
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I am canadian and i use a td debit card could i use to buy songs on itunes and a sowftware update?
the bank is called toronto dominion
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Where can i get a payday loan from using Accoutnow as my bank. Being that iAdvance is no longer available?

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I want to pay off my auto loan…?
My auto loan has about 5k and change left. I had no credit, nor a co-signer, so I had to bite the bullet of a high interest rate. 14% to be exact. High, I know. However, I want to pay this off by September buy sending in $1000 every 2 weeks. This is possible, but I need to know how this interest is applied. I don’t want to send in 1k and have it all go to interest. I believe the interest was precalculated, so how would this work? Paying 1k until September will leave me with a few payments, but I at least wanna have 12 payments made before I pay it off. Going back to school, so I will need the extra $230 a month, which is what I pay monthly. Any help would be greatly appreciated. Thanks.””
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Can I get student loans if I have a bankruptcy on my report?

“My credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?

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