Should I file for bankruptcy? I have about 30k in debt and feeling very overwhelmed. Visa Balance: 16,000 (16,500 limit) — 10.5% interest MC Balance: 3,000 (3,500 limit) — 11.4% interest Personal Loan: 10,000–7.25% interest I make at least the minimum payment due on all my accounts on time, and…

How do I get discrepencies removed from my credit, such as places live, etc? I looked myself up on ussearch…..I’ve NEVER lived in 2 of the states listed & they affiliate me w/ people I’ve never heard of. You know spouses, or relatives….well, they’re not mine. …

Credit score of 575, will I qualify for a FHA loan? I currently have a credit score of 575. I have been repairing my credit for the past 6 months now and am almost debt free!! My goal is to purchase a home in 6 months or sooner. I am…

Trying to improve my credit. Can someone give me some knowledge? *Thanks for all your answers. I am a member of mycreditkeeper so I can keep track of what is remaining on there and to make sure the ones that I have paid off are reporting as such. Should I…

Why is my credit score so low? My credit score is 572 and I have made most payments on time for the past 2 years i have a few collections from 2003, will these hurt my credit still? I have no credit cards just 2 vehicle loans which i made…

How can I find out which collection agencies I owe? I got a rejection letter for a credit card, and the collection agency they listed doesn’t match the agency on my credit report. How do I find all the agencies I owe? Answer : I recommend that you try this…

Okay, Can anyone give some advice as far as viewing your credit report online? So i recently went to this website that was approved by the FTC (Free Trade Commission) and it was the only one that approved Annualcreditreport.com so I go there in hopes to finally get a legit…

If I get different options for car refinancing will my credit be affected? I want to see what my choices are in terms of re-financing but I don’t know that I’ll take them…it depends on the prices. How many places can I reasonably check with before it affects my credit? …

Can u go to jail for owing hospitals a lot of money? it was a big misunderstanding that it even happened because when i was in the hospital they asked if he was my husband and he told them no he was my fiance and they let him sign papers…