Yep, you nailed it. Apple has gotten smug. I was all in Apple products until similar updating of operating systems caused my Macbook Pro to no longer recognize by perennial hard drive back-ups. VERY frustrating for someone with legacy software and documents that were no longer transferable. I type this info from a brand new PC. (Phone is Android too now… left my iPhone 5 since its battery after upgrades no longer lasted the day at work.