This is an absolutely rational response to predatory, escalating student loan rates. And the fact that they can’t be declared in bankruptcy. Both are actual things we can change that will make things better for all students in the future. Hooray!

(My provincial loan was prime+2% so 5.5% back when I had it. I discovered later that I could get a line of credit at a lower rate and use it to pay off my student loan in full. Didn’t know about that then)