Enjoyed your article — and totally agree! I love Square Cash (or Cash, or whatever it’s called now) for its simplicity and the fact that it gets the job done quickly, securely, and without any of the added fluff. I’m technically a Millennial, but I didn’t care for the idea of turning paying friends and sending money into something social. Plus, why did I need ANOTHER sort-of social network in my life?! Argh. However, when I entered business school in 2014 everyone in my class was already on the Venmo train, so even though I loved Square Cash and tried my hardest to get others to use it, I had to go where my friends were. Now my Venmo app (begrudgingly) gets more use than my Cash app, and I’m left to stare longingly at the beautiful little green icon that rarely gets tapped. Tear.
On a related note, I have both the Square prepaid card and the Venmo prepaid card. I don’t really use either one, but I work in digital marketing at a bank so I’m always exploring what’s out there. Venmo’s card is literally made out of a piece of shiny cardboard, and features an exhilarating image of a stone on the front. It’s incredibly cheap feeling/looking — and frankly, downright ugly. In the current age of metal credit cards and design-your-own card options, I was shocked when I received it in the mail. Square’s card, on the other hand, is a thing of beauty. Sleek, black, and gives you the ability to have your name/emoji/whatever laser etched onto the front. But just like the differences in the design quality of the mobile apps, it’s almost like Venmo doesn’t care (or have to care!), because they have the only thing that truly matters — the users!