Prospect Tree Mortgages Ltd are an independent mortgage brokers based primarily in Ashford Kent. The company are relatively new, being incorporated in April of 2016, however, they have been operating as a brand for over 5 years now, being part of Prospect Tree Financial Services Ltd. Therefore the actual age of the company doesn’t take away from the fact that the people behind it, are extremely experienced within the mortgage business.

The company has 3 main brokers who as I say, have extensive experience. One of the advisors Nick Daynes spent many years in estate agency, which enables him to fully understand the housing market. he knows how to avoid the pitfalls that can arise within buying a property, especially if you are a first time buyer. He not only knows the process of mortgage application, but also the legal parameters of house buying, enabling him to track both your mortgage and purchase from start to finish. Another of the advisors, Nick Green has nearly 20 years experience as a mortgage advisor, both running his own brokerage, and being manager at numerous Halifax Bank and Chelsea Building Society branched. Finally in the team you have Ian Butt. Ian is the main protection advisor, offering advice on all types of personal protection, safegaurding you and your family. Ian spent many years working for NatWest Bank, so he also has extensive experience. You can learn more about these guys at their about us page.

Prospect Tree Mortgages serve Ashford Kent and the surrounding areas, although they also have an office in the Sittingbourne area. (Click here to see their locations on Google Maps) you can contact them on their freephone number: 0800 0443833 to arrange an appointment with one of the advisors. The good thing is, unlike dealing with a mortgage advisor based in either abank or an estate agency, these guys will come to your home, at a time that is convenient for you, so there is no having to traipse yourself into town and all the hassle that can bring.

What Makes Prospect Tree Mortgages Different From other Advisors?

Because they are independent, they have access to the whole market. What this means is, where Banks only provide their own mortgages, and many estate agencies have a specific panel of lenders, Prospect Tree are able to search the entire mortgages on offer and find the perfect one for you and your requirements.

Who can Prospect Tree Mortgages Help?

  • First time buyers
  • Landlords
  • Commercial
  • Home owners who want to remortgage
  • Individuals with poor credit history (this does depend on actual status and time frame)

How Can You Contact Them?

Call them direct on their freephone number — 0800 0443833 and you can make an appointment to have a free no obligation meeting with them at your convenience.

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Prospect Tree Mortgages Ltd

9.5 Reviewer

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Independent; Local; over 30 years experience combined; Full Market Access.


Only currently covering Ashford Kent and surrounding area. They say they will expand in the future.

Prospect Tree Mortgages Website

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