Recently, it came out in the news that NIUM has become the first global B2B payment unicorn in Singapore. I’m not surprised. I still remember vividly, around 20 months ago in late 2019, the time when Prajit (co-founder of NIUM) and I were having a regular catch-up session over beer…

First published at Business Times My first exposure to Non-Fungible Tokens (NFTs) was back in 2017, when I chanced upon a blog post by Fred Wilson featuring the RarePepe project. I was immediately hooked by this novel concept and decided to get my hands dirty, enduring the then-cumbersome trading processes. …

Note: First published at Business Times on April 11th 2022 There is a general view that 2020 is the year of DeFi (decentralised finance), 2021 is the year of NFT, and 2022 will be the year of DAO (decentralised autonomous organisation). …

Note: this article was first published at Business Times Singapore at Link As a fan of “Snow Crash”, the 1992 science fiction novel by Neal Stephenson, I naturally became a fan of the metaverse — a virtual reality world where users interact, game and experience things as they would not…

Part 3: Immersive banking — the Holy Grail Thanks for following my 3-part series on future of banking. If you missed the previous posts, here’s the link to Part 1 and Part 2. When I started looking at fintech 6 years ago, I recalled asking my colleagues point blank, “why…

Part 2: An Open and Programmable Money Infrastructure. Earlier, in part 1 of this 3-part series published two weeks ago., I discussed the trend of money being reimagined in an increasingly financialized world. Building upon that, I am highlighting another trend. How the concept of money has evolved through the…

Looking for AI startups in SEA As a Sci-Fi addict, I am very passionate about AI startups and have been looking out for opportunities in SEA. While looking at the recent Tesla AI Day supercut below, I saw parallels with what I am looking for at promising AI startups. 1)…

Entering 2020, the world has been heavily hit by the pandemic. The Singaporean government, business community, NGOs, grassroots organisations and individuals alike have stepped up with a multitude of commendable initiatives. In the midst of a pandemic, we are reminded that everyone is equal. Regardless of our religion, race, financial…

With the recent stories of WeWork, Kr-Asia has invited me to share some comments on lessons for VC. The article was published early this week at the link here. Below is a full version of my comments. === VC is about funding the ambitious founder and his/her ideas. Founders and…