Does anyone have 2 Orchard Bank credit cards?

Haterearged916105
24 min readMar 23, 2019

--

Does anyone have 2 Orchard Bank credit cards?

I dont believe the first one was stupid. I have a $79 annual fee. Which I need to build up my credit. So if you don’t like the credit card keep your answers to yourself! As for the information on max of 2 credit cards It was listed under the credit card terms and conditions that the max any person could have was 2 credit cards threw them.

Answer : I recommend one to visit this site where you can compare from different companies: https://tinyurl.com/y6djh93e .

Related :


Anyone ever dealt with American Credit Acceptance for an auto loan?
My credit is less than perfect and I am on the road to better credit. Buying a car from CarMax, they were able to approve me for financing with this company. I was wondering if anyone could tell me about their experience with this company and whether or not you were happy with them. Thank you!””
“”
What is a credit score?
Hello, the lyrics in this song says: Can’t find nothin’ cheaper than my credit score “””” What is a credit score? Here is the song: http://www.dailymotion.com/video/xjsepk_natalia-kills-feat-will-i-am-free-official-video_music and here are the lyrics: http://www.magistrix.de/lyrics/Natalia%20Kills/Free-1124562.html thank you for your help :)””””””
“”
ANYONE KNOW ANY GOOD AUTO LENDERS FOR PEOPLE WITH BAD CREDIT?
I WANT TO BUY A CAR BUT HAVE POOR CREDIT AND I WANT A SAFE AND RELIABLE VEHICLE. LOOKING FOR AN AUTO LOAN NOT SURE WHERE TO START.
“”
“”Express each ratio as a unit rate. Round to the nearest tenth, if necessay.?
1) $183 for 4 concert tickets 2) 9 inches of snow in 12 hours 3) 100 feet in 14.5 seconds 4) 254.1 miles on 10.5 gallons
“”
Qualifying for auto loan?
I make $50,000 a year, $31,500 a year after claimed business expenses. Current employer for 2.5 years. My wife starts a job this summer at $48,000 a year. So in the future I have no doubt we can afford it. We currently have car payments with full-coverage insurance, so I believe we will be accustomed to fitting this into our budget.””
“”
#repost

“”
Loan Question?! Advice please :D?
My bank won’t let me take a $5000 auto loan out with out a co-signer. I already took smaller loans out before, paid them off with NO late payments. Since I can’t get a co-signer (my parents both have bad credit) I can’t get the loan. My boyfriends credit union gave him a 7000 dollar auto loan with out a co-signer. If I open an account with them tomorrow is it possible to take a loan out right away from them with out a co-signer? If I do need one could by boyfriend sign?””
“”
“”Is there a loan shark in san diego, ca?
I need a loan of 2000 by Sunday. I will gladly pay what ever interest you set. I have tried every channel possible to secure a loan elsewhere but with no success. Please help? I am desperate.
“”
Can someone help me with an auto loan question?
I have never had any type of loan before. Recently, I became pretty much broke, but I started a new job a few weeks ago, then my car broke down (engine failure). Now I need a new car, but I don’t have any money saved up yet. My credit is good so I am thinking of a loan. I want to buy a cheap car that I find on craigslist, something around $2000 or so. Is an auto loan the way to go for me? Can I pay off the $2000 quickly ahead of the monthly payment schedule if I have the cash for it pretty soon? I really need a car to get back and forth to work. Thanks””
“”
Is a 549 a good enough credit score to get a auto loan?

“”
Question about Bankruptcy?
We filied a Chapter 13 back in 2006 and with that we can’t get any loans with out the trustees approval first but i didn’t know that till after I got this one small loan and we have moved since all this and found the paper work. I have had the loan for allmost 9mos and has been paid on time and we did it with out the permission If they found out buy our taxes this next yr that we have one. do you Know if they would just dissmiss our bankruptcy or what? It’s really bothering me and don’t know what to do we have 1 and a 1/2 yrs left for this bankruptcy and we have a % of what we have to pay back to the court for the old creditors so if anyone has gone threw this let me know. We didn’t know all the stuff we couldn’t do till I found the paper work from the lawyers office they where so slow. Thanks
“”
Anyone know how to refinance a home with a low credit score?

“”
#repost

“”
Is there a MAXIMUM interest rate that can be charged on auto loans in WI?
I am looking to purchase a vehicle in the next couple of months, and my credit score is not all that great. I haven’t had problems such as filing bankruptcy, just cellphone bills, utility bill (which is in current standing now on agreement but late payments were reported from when I was laid off), and a tax lien that was paid off this year. I’m trying to get an idea of a worst-case scenario for an interest rate, even if my credit doesn’t call for it. I’ll be looking to put 3500–4000 down, my net income is $2000/mo, and my current expenses are roughly $800–1000/mo.””
“”
#repost

“”
Do my spouse and I file for divorce or bankruptcy first?
I am a 54 year old woman with a Masters Degree in Education. I am currently unemployed but AM going to begin looking this week, for anything. My spouse makes around 100K a year. We are also about 100K in debt. We have depleted all of the saving and all but 80K in his retirement. We own a home that needs repairs before being sold. The marriage has deteriorated due to lack of support from my spouse in pursuing a resolution to our situation. However, we did have a free visit with a bankruptcy attorney. We would qualify, but would have to pay back 100% over 5 year’s. The monthly payments would leave us with very little money for all other expenses for a family of 4. In a North Carolina divorce, are the marital debt’s always split 50/50? I don’t know where to begin finding someone to give me advice I can afford. All I want is to resolve this situation in the best way possible so that my children (16 1/2 and 21, both living at home and going to school) and I can move forward with a hopeful and productive future. I realize that the only hope I have is to do this on my own.””
“”
#repost

“”
I need some advice on cleaning up my credit.?
I have pretty bad credit… well, actually it’s really bad. I have printed off my credit reports and am just wondering if people can give me some advice on the best way to improve it?””
“”
#repost

“”
#repost

“”
Where can I find my free credit scores?
Need to find a link where I can get all three credit scores for free
“”
Prepare a debt amortization schedule?
What is the debt amortization for a bond issued at discount. Problem: If a bond matures in 12 years with market interest rate at time of issue 10% annually , 5% semiannually and interest rate of 8%.””
“”
Where can I get a free credit report not using a credit card?

“”
How can I get my credit score for free?
I want to know my credit score, but don’t want to have to pay any money.””
“”
Which Credit monitoring services are the best?
I just had my bankruptcy discharged and I would like to be proactive of my credit report, I would like to know which credit monitoring services are the best and wallet friendly?””
“Does anyone have 2 Orchard Bank credit cards?

I dont believe the first one was stupid. I have a $79 annual fee. Which I need to build up my credit. So if you don’t like the credit card keep your answers to yourself! As for the information on max of 2 credit cards It was listed under the credit card terms and conditions that the max any person could have was 2 credit cards threw them.


#repost

“”
“”Ayuda! Puedo comprar en Best Buy de EUA con la tarjeta de crdito de Best Buy de Mxico. Si no, ni aplico.?””
Hola, que tal!? Bueno, busco aplicar para la tarjeta de Credito de Best Buy para adquirir un producto que tiene la opcin de finaniciamiento a 18 meses para los Best Buy Credit Card holders”””” en Best Buy de Estados Unidos””
“”
How do you start a payday loan business?

“”
Having a mortgage increase my tax refund?
my income for this year is around 47500 before tax, and my mortgage is about 1900 a month (this includes property tax and insurance)””
“”
Where is the site for 1 free credit report per year? dont want to pay for it.?

“”
#repost

“”
Rate change problem bc calc help 16?
The volume of an expanding sphere is increasing at a rate of 12cubicft/sec. When the volume of the sphere is 36pi, how fast, in sq feet/sec is the surface area increasing? Note (V=4pi r³/3, S=4pi r²) plz show all work, thanks!””
“”
“”Math problem, it’s on webassign and i cant figure it out?””
High interest rates make it difficult for people to pay off credit card debt in a reasonable period of time. The interest I (in dollars) paid on a $10,000 debt over 3 years when the interest rate is r% can be approximated by the equation shown below. I/175.393 + 0.663= r If the credit card interest rate is 17.1%, find the amount of interest paid during the 3 years. (Give your answer correct to the nearest cent.) I=??? this problem is giving me hard time, i couldn’t figure it out, so if you please help me i would very appreciate it””
“”
#repost

“”
Credit card interest math help?
I need help with these two questions. Thanks You owe $2,154.35 on your Discover credit card that has an interest rate of 9.85% APR. Instead of placing $435.00 into a savings account earning a 2.5% APR, you pay down the principal at the beginning of the month on the credit card. How much interest did you save? You owe $1,534.09 on a Visa credit card that has an interest rate of 15.7% APR. You decide to put $250.00 into a savings account earning a 3.5% APR and another $500.00 toward the credit card at the beginning of the month. What is the difference in interest saved at the end of a full month between this decision and if you had paid the entire $750.00 toward the credit card?””
“”
What is a charge off on a auto loan after a chapter 7?
I still have the car.. Not understanding how i owe the full amount?
“”
#repost

“”
How can I get a Copy of My Credit Report on LIne?
How can I get a copy of my credit history? Can we go online and establish a report or do I have to go to the bank.
“”
“”I need to cancel a Juniper credit card, but their customer service is terrible. They are a scam. Any phone#?””
I tried 4 different phone #s, all of which claimed they couldn’t hear me””””….this is ridiculous! I should have done my research before I applied….read reviews and turns out they have scammed tons of people. Please help! I don’t know how to cancel a credit card I never received…how do I deal with this scam??!””””””
“”
“”I’m trying to get my free credit report through the mail, what do I need to do?””
I’m a Canadian and I’ve found out that every Canadian is entitled to request their credit report for free every year but it must be done through the mail. I’m going to fax my information to the office that will process it, does anyone know what I need to include in the information? I need 2 types of ID right? Will my driver’s license and passport be good enough? What else will they need?””
“”
Need to get a credit report any free sites?

“”
Credit Card VS Line of Credit?
Is it a good idea to add my credit card debit (~$4000) on my line of credit debt (~$4000)? Credit card annual interest rate 24.50%. Line of credit current interest rate 6.75%. I know the line of credit interest is lower but will it be beneficial in the long run. Is there anything that I should be aware of? Can someone who know about finances explain?
“”
Credit score seems too high to be correct?
I recently requested my credit score though Experian, and was very surprised to see the number 847 for my credit score. I know for a fact that this must be wrong, just because of my age, 19, and the fact i’m new to credit, got my first credit card 2 weeks ago. Experian claim this is a fair”””” score””
“”
Get credit card numbers for porn site?

“”
What is the best way to check my credit score?

“”
Is 60 month financing at 21.5% interest rate a good idea or a bad idea?
I was looking at getting a 2009 nissan ultima with 131,000 kms for 13,000, the dealership was going to charge me an extra 1000 for taxes and an additional fee, I was going to receive 21.5% interest rate over a span of 60 months, The payments were 365$ a month plus an addition 130 $ For warranty and an additional 250$ for insurance a month, Is this a rip off or a good deal? , I have been already approved by the bank for this car, Do not know if i should try finding anouther dealership to get a car or to save up for a vehicle? , I need a vehicle really badly, Is it normal to pay this much, (canada)””
“”
Should I continue to make credit card payments if I’m filing bankruptcy?
I am going to file bankruptcy so should I keep paying my credit card and loan payments until I file? Or can I stop paying them?
“”
Can you pay for a hotel room in cash?
i’m about to go to chicago with my boyfriend and friend for the weekend just for fun. total=2 females (21, 20), 1 male (21) how do i actually get the room? i’ve never booked a room by myself before and a lot of these hotel sites say you need to be 21. i’m 20, and in charge of this whole trip. i don’t have a working credit card or checking account right now. do i need to open one to reserve the room? could i just pay cash when i get there? should one of my friends reserve it since they’re older? or should i just use someone else’s credit card and give them cash to reserve it? (but would that be a problem if their name is on the card when i’m trying to put it in my name?)””
“”
What happens on a credit report if a co-applicant pays the auto loan bills all the time?
I have no credit score as I started to establish very recently. Because the bank didn’t feel comfortable me being a primary applicant, my friend had to be a primary applicant and I am a co-applicant, even though I will be paying back the loan under my name and the car will be under my name also. Does that mean that everything will be still reported on my credit report?? If you apply as a primary applicant, your credit score will be better compared to the case where you apply as a co-applicant?””
“”
Can i sue my mortgage company for not paying my property tax when it is included in my monthly payment?
Can I see my mortgage company for not paying my property taxes when it is included in my monthly payment. My taxes and insurance is included in my payment each month an has been for the passed 5 years.my mortgage company has not made a property payment for 2 years,can I sue them for breach of contract?””
“Does anyone have 2 Orchard Bank credit cards?

I dont believe the first one was stupid. I have a $79 annual fee. Which I need to build up my credit. So if you don’t like the credit card keep your answers to yourself! As for the information on max of 2 credit cards It was listed under the credit card terms and conditions that the max any person could have was 2 credit cards threw them.


“”Best shampoo for brittle, oily, dandruff hair?””
i have thin, fine, brittle, oily hair with dandruff…help!””
“”
What does purchase interest charge mean on my chase credit card?

“”
#repost

“”
Bankruptcy Chapter 7 or Chapter 13 — -which is best for an individual with no assets but large bills?

“”
#repost

“”
Does it worth to refinance auto loan for me?
We got a car about 15 months ago with a 9.39% APR since my credit score was not that great (around 620) and was not so long either. My job is the same. Paid off all the credit cards, improved the credit scores, now all are above 720. I never missed any payment, and I always add about an extra 100 to the monthly car payment to pay it off earlier and to pay less APR by the end of the loan. My next due date is in June.. I’m thinking to refinance to get lower APR. My original loan (by Toyota) was for 60 months, now I would go with 48 months, since I don’t want to pay it forever.. My question is, would it worth the time and surely some fees to refinance? How many % less I would be able to get? Thanks!””
“”
“”What is the web site for the free yearly credit report, and i don’t have to pay.?

“”
#repost

“”
Does deleting negative stuff from your credit report really works?
Because im about to pay $100 to some law firm who says their program works. They delete negative stuff from your credit and your credit score will go up. I need my credit score to go high by june 2010 becasue ill be looking for a new home. Does that really work? Any suggestions please?
“”
“”My credit score is 490, i purchased a car which I’m paying monthly on, when will my credit score rise?

“”
What are the pros and cons of buying a car with a salvage title?

“”
Where can i get a same day pay-day loan online (unemployed with bad credit) uk?
where can i get a same day pay-day loan online (unemployed with bad credit) uk? Sounds really bad i know, i am on employment benefit at present sadly but am in desperate need of some cash to get by until my next pay-date. Ive tried Wonga etc but keep getting declines, my credit history isn’t good — is there any sites online that would pass me for a same-day small cash loan?????????????? Thanks in Advance””
“”
“”Can I qualify for an auto loan if I am 18 have no job and no credit, but a cosigner with 800+ credit? More …?””
Also I have 240,000 in collateral that is locked for the next 10 years, should I bring proof of this? Will it help?””
“”
What are normal house sitting rates?
what do people charge for house sitting?
“”
Bankruptcy and divorce?
Can you file chap 7 in california after a divorce judgment to protect your wages?
“”
“”Auto Loan for Truck 130,000 Miles?””
I need an auto loan for a truck I am considering purchasing. It is a 2003 Dodge Ram 1500 ST Regular Cab 4x4. It has about 130,000 miles on it. From what I’ve read online there is no way to get a longer loan for a truck with this many miles and being over 6 years old. I was hoping for something like a 4–5 year loan which I can pay back over time. I’m currently a student and I could use this time to get the payment a little lower. I’ve gotten quotes from two banks stating that they would only give out a 24 month loan with a rediculous amount down. I simply was wondering if anyone knew any way of getting around this? Thanks. I do have a cosigner as well.””
“”
#repost

“”
Can you plead with M&T to approve an auto loan?
Our auto loan for $15,000 got denied because not enough credit history””””. His score is 685. We have no debt””
“”
“”I live in New Zealand, Is it possible to get a (legitimate) loan from another country?””
I live in NZ, and am having trouble getting a loan as I went under the No Asset Procedure (lighter form of bankruptcy). I was discharged from the NAP august 2009. However I am in need of a debt consolidation urgently. I do have the means to service the loan,(just not enough to pay all my bills upfront.) but I do not have any security or guarantor aswell as the bad credit end of it. I have tried almost everybody in NZ but had no luck.. Do you know If there are any companies in another country who could help? please no scam loans who get you to fill out the paperwork then expect money upfront, I am Desperate but I am by no means stupid! thanks””
“”
What are the 3 factors that affect the rate of stream erosion?

“”
#repost

“”
Buying a car with bad credit?
What are the chances of buying a car with bad credit?
“”
Payday loan default in Texas (prosecute you for bad check)?
I got a pyday loan in Texas — for unexpected reasons my account got over drawn and the NSF charges blew away by account — so I defaulted I have heard two answers to Can they file a bad check with the police in Texas one was yes and the other answer was no — who know the real answer
“”
What does refinancing your house mean?
I keep hearing people get this money back, I don’t understand, what does refinancing your house mean?””
“”
#repost

“Does anyone have 2 Orchard Bank credit cards?

I dont believe the first one was stupid. I have a $79 annual fee. Which I need to build up my credit. So if you don’t like the credit card keep your answers to yourself! As for the information on max of 2 credit cards It was listed under the credit card terms and conditions that the max any person could have was 2 credit cards threw them.


Auto Loan Question About Defaulting On The Loan!?
Well i did attempt to work with them in regards to the payments, they just did not care at all. I then went and tried to refinance with another bank…. but IM young no bank would touch it :/. I figure a judgement would allow the courts to decide. After all I attempted to work with them, I tried to refinance, I took all possible avenues in regards to the matter. And they even went further in making it so I could not pay the car, by shutting me out online, not allowing me to pay online, and charging me a 15$ fee every time i needed to pay.””
“”
WARNING!!! Read this if you are about to get online loan!?
Okay never get a loan from ANYONE that makes you pay an upfront fee before you get a loan!! I did that and I got scammed!! this guy goes around with multiple e-mails and says he’ll give you a loan for little interest. He’s fake. He goes by Donald George. I bet he has other e-mails. again DO NOT GET AN ONLINE LOAN FROM ANY E-MAIL ADDRESS FROM YAHOO. THEY ARE ALL FAKE!!
“”
“”Credit Score of 725, should I be able to qualify for the lowest mortgage rates?

“”
My friend does not have money to file Bankruptcy what can he do?
My friend needs to clean up his credit but has gotten himself so much in debt he can afford to pay for bankruptcy. Are there any programs that can help him file. Every place we have called wants 1500.00 to file.
“”
Is there any way to find out whether any loan/credit running on my name without my consent?
I have doubt that my cousin had taken loan on my name as he had zerox of my id. Is there any way to chck whther any loan is running on my name . pls tell
“”
#repost

“”
“”I have good credit and only qualify for a mortgage of 75,000 on my income alone.?””
My boyfriend has a forclosure on his credit from 5–6yrs ago. Can I apply for a mortgage with him as a co signor? We both work full time and make more than enough for a 120,000 house (which is what we r looking at.) Or should we file bankruptcy for him and then apply for the mortgage? We currently live in NY and are looking to move and buy a house in Florida. I am also a first time home buyer””
“”
Website that offers a free anual credit report?

“”
“”How can I get a high limit credit card, somewhere around the range of $2000+?””
I am a student and do not have a long credit history, my credit score is above 600, which is not that bad in this economy. I have applied for 2 credit cards with high limits and I’ve gotten denied twice due to my lack of a long term credit history. I have the ability to pay off my debt, but I need to make a large investment within the next month. Paying it off over, lets say 6–8 months would be very easy for me to do. I just cannot find a credit card that will allow me to have this high limit. I have a good history of paying my bills on time.””
“”
“”I need help getting a personal loan $3,000 plus?””
OK…..So, I go to my bank and the bank-lady there doesn’t even try to look me up in her computer. she just tells me IF YOU DONT HAVE PERFECT CREDIT””
“”
Personal loan is best from hdfc bank?
HI guys, i m a salaried employee getting net salary 19,683.. please suggest me..is personal loan best from hdfc bank(interest rate 18.5%) and what kind risk factor if i taken? HDFC bank ready to give me 2 Lacs for four year… please suggest me for the same.. Thanks in advanced Regards Anshul Rai””
“”
“”Looking for a less than perfect credit $120,000.00 mortage?””
looking to roll the balance of child support arrears plus remaining balance of auto loan into the $120,000.00 purchase price.””
“”
How can I get rid of my home?
Like many people, my home is quickly losing value and I owe more on my home than it’s worth. What are my options? It is getting harder for us to afford our mortgage payments, due to the blessing of our new child. This home was only supposed to be our started home, but it seems like its going to be our retirement home now. I don’t think we are very good candidates for bankruptcy since it costs us about $1500/month for mortgage/taxes/equity loan/insurance payments and we earn about $5000/mo. However, it would be about $700–800/mo cheaper for us to rent or own a larger home for our growing family. With no end in sight to the housing crisis, it seems best to get rid of our home before it loses any more value and save money to prepare for the economic recession ahead. The fair market value of our home is probably $110k now. However, we owe about $180k in a refinanced mortgage. We are also paying the bank a home loan insurance, because the loan is greater than the value of the home. I would like to just surrender our deed in lieu of foreclosure to our lender, but don’t want to be stocked with having to pay for the rest of the loan. Would my lender take back a loan like this? Do they have the option of making me keep my home and only foreclose if I miss payments? How does it work if I WANT to give up my home and walk away? What if we try to sell our house at the current market value or in a short sale? Would we have pay the rest of what we owe at the closing? What are the tax consequences of a short sale? Can anybody help us decide what to do? Are bankruptcy or foreclosure options I should consider? Would I owe taxes after a foreclosure? Could I even declare bankruptcy if we’re making the current payments easily and have an excellent credit score?””
“”
How can i get in touch with the credit reporting service experian and actually talk to a real person?

“”
Les gold collapse on hardcore pawn real or fake?
Do you think it was real or fake for suspense and to make the show enteraining for next weeks show i know he didnt die because it would be on the news and internet
“”
Can I request an auto loan amount that is higher than what I paid for the car?
Hi everyone- I just bought my first car from a carmax lot for $13,900. I initially settled with their high rate financing because another person was interested in the car and I didn’t have the time to pursue other options. Luckily, the credit union on our corporate campus offers low interest (5.5%) auto loans to employees of our company. So now I am working on refinancing the loan through them. My question is — when I fill out the paperwork at the credit union, can I request a loan amount that is $1,000 over the $13,900 total cost I paid for the vehicle? Their form says they will finance up to 115% of the kelly blue book value, and $13,900 is far below that. If they approve the loan, does the credit union just give me a check that I can deposit so I can write my own personal check to carmax? I’m working hard to find cash for a down payment on a house i’m in love with, and this extra cash would really help. I highly appreciate all of your answers and advice. Thanks!””
“”
“”My credit is not good and i have a low score, does anyone know where i can get a loan? not a payday loan.?

“”
What type of local places do payday loans?

“”
“”First time home buyer, should I use a mortgage broker or go directly to a bank?””
Responding to the answer from Landlord””””.. the mortgage broker is requesting the $450 fee be paid up front””
“”
Should I help pay my parents mortgage or buy my own place?
My parents have just turned 60, they still have a huge mortgage of about 250K, I have a younger sibling who is only 15 and still requires my parents care for school etc. I am now a working adult, living in another city and have saved about 100K, and am looking to buy a property of my own, rather than renting, with a long term outlook, I will be able to use future equity as the property grows in value as a means of helping my parents to pay off their mortgage, and at the same time I would have my property as collateral. The alternative is to use the cash I have saved to pay part of their mortgage, not sure if this is a good idea, because there is no collateral or leverage.. I would get this in the other method. Let me know your thoughts on what you think of my situation. I really would like to help my parents. Thank you.””
“”
Advice on how to get a loan with bad credit?
I really need $$ to get some repairs done at home, but I’ve been in and out of a job for a few years and have a lot of defaults — my FICO score sucks BIGTIME!! My colleague told me to look out for loans for people with bad credit and I have googled a bit, but I could use a few pointers from people who have actually been in my situation. My colleague is no help- he was just passing on something he read online but no experience himself! Duh! If anyone can tell me in simple terms how to get a loan with bad credit I would appreciate the advice :)””
“”
“”Do I take out a student loan to cover past debts, and living expenses?””
I need some SERIOUS financial advice, please. I have past debts that total $58,700 about $48,000 medical bill from 11 years ago (no longer being harassed about this though), $7000 for an apartment (my ex husband was legally in charge of this debt), $700 in misc. old bills, $3000 from an eviction (although that may be exaggerated, I haven’t looked into it). I’ve never had a credit card. I am about to start school for a 2 year course for my AAS in Medical Assisting, and I qualify for a sizable student loan. My question is: 1*Do I use the loan to cover living expenses (such as rent) and SOME of the past debts (ie: $3,700) and fight to have the rest removed from my credit report? 2* Use the loan for living expenses and file for bankruptcy on the debts? or 3*Don’t utilize loan at all. My son and I currently live with my parents, which is also about 70 miles from my school. The plus side to staying here, is I have free daycare, pick-up and drop-off for my son, & very cheap rent. The downfall is I feel like I’ve lost the control as the parent myself, I’m at my witts end emotionally, and I am worried that the stress of living here will effect my performance at school. The pros of moving, besides living closer, are that I would also qualify for some daycare assistance and we would of course be on our own again. I don’t know anything about loans, …really. I have done some math that seems like it could all work out in the end but I really need some experienced advice. I wont be able to meet with my financial adviser at school until after school starts. Please, anybody? Any advise is greatly appreciated! :) Thanks””
“”
How can I get money quick without applying for a payday loan? I only need like $150. Suggestions?
I need $150 by Monday, any suggestions?””
“”
How to find my debt without paying an attorney?
I am in debt in several areas including a credit card default, a few medical bills, and I have a couple student loans which were cosigned and then later garnished off the cosigners wages. I’m trying to figure out where all my debt is and who to call to pay it off. Does anyone know of any FREE websites that can tell you what you owe and who you owe it to? the freecreditreport companies won’t help me because they require a credit card to be on file, (i’m on chexsystems and can’t get even a checking account). I’m only 23 so I’m trying to fix my credit.””
“”
Bankruptcy? debt consolidation service? Consumer Credit Counceling Serv?
I’m trying to not file for bankruptcy. Overdraft protection is the only thing keeping me from making late or no payments at all on my bills and that’s nearly maxed out. I’m in huge cc debt, apppr 35k, and bankruptcy seems like the easiest way out and to feel like a person again. I want to try and fight my way out of this mess if I can. I would like to see if a service can help me but know there’s a lot of scams out there. Is CCCS a debt consolidation service like Debtco or are they two different things? How do I go about finding a fair and reputable service? What types of questions should I ask? I’m near Portland, OR. Anyone have a suggestion of where to find a good service or lawyer (if bnkrp is in the future)? Also, is a charge off really that much better or different than filing for bankruptcy? What’s the difference when it comes to your credit report and how it is viewed by potential lenders? TIA””
“Does anyone have 2 Orchard Bank credit cards?

I dont believe the first one was stupid. I have a $79 annual fee. Which I need to build up my credit. So if you don’t like the credit card keep your answers to yourself! As for the information on max of 2 credit cards It was listed under the credit card terms and conditions that the max any person could have was 2 credit cards threw them.

--

--