Is it really possible to get a free credit report?
Is it really possible to get a free credit report?
Answer : I recommend you to try this web site where you can compare from the best companies: https://tinyurl.com/y5ecem95 .
Related :
“
Can you have a payday loan in two separate states?
I need money fast right now for problems with my car. I looked up the laws in Indiana and the laws in Illinois. I have already gotten a payday loan in Indiana and I paid it off, but on the contract I had to check a box stating I do not currently have another pay day loan out. But the laws in Indiana said I can have two at the same time. My question is can I get a payday loan in Illinois, then a few days later go get one in Indiana? Thank you in advance.””
“”
Payday loans….?
Hello I was woundering if I could get in trouble for not paying back a payday loan online and closeing out my account…what are the consequences???
“”
“”Where to a car with poor credit dallas tx thats not asking for 3,000 down?””
got money for down payment but wanting to do 3,000 dollars looking for suv.””
“”
#repost
“”
What would be wrong with a 60 year mortgage?
I mean the mortgage company would get the money even if the person did not live for 60 years. They could resale at the market price and continue drawing interest. It seems like a more stable way to allow people to keep their homes.
“”
How long do you have to wait to reapply for a loan.?
We applyed for a loan and was turned down because are credit score was 619 but there was nothing bad that was hurting us only that we havent had a long credit history we have had it for about 2 years. but we found a house and that we would really like to have and we have two credit cards that are maxed out if we pay them off would are credit go up. and how long would it take to get your credit up 21 points. and how long do you have to wait to reapply for a loan?
“”
Is 22.9% APR bad for a credit card?
“”
What kind of credit do to need for a good auto loan from Bank of America?
Hi, I was wondering what kind of credit score is typically required for the advertised 2.39 apr loan rate from bank of America? I’d like to get a rate of at least 3.5 what kind of score do I need need? Thanks””
“”
Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.?
Consider a standard mortgage (360 months) with monthly payments and a nominal rate (monthly compounding) of 6.20%. What portion of the payments during the first 34 months goes toward interest?
“”
How easy would it be for me to get an inexpensive home loan?
I am looking to buy a 40,000- 50,000 condominium and was wondering if a home loan so inexpensive will be hard to get. My credit score is 710, I am self-employed and make 50,000 year. My only debt is a 35,000 car loan with 32,000 left on the balance with 6 years left to go. My problems are that I’ve only been self-employed for a couple months, and the auto loan is just as new. “”
“”
Is a light credit check the same as a full credit check?
ie what have they done in the past and can they be trusted, or is it more of a formality””
“”
#repost
“”
Is the website society6.com realiable?
I want to buy this t-shirt for my friend at: http://society6.com/fedi/the-Phantom-of-the-Opera-UU6_T-shirt But I have never heard of this site before. Is this site reliable to give credit card information, etc.? Thanks in advance!””
“”
Can I be accused of USDA loan fraud?
Im purchasing my first home and I am going back and forth between 2 banks. Both are offering me the same interest rate the only difference is Back A is willing to approve me for a USDA loand while Bank B thinks I don’t qualify. Bank B told me that if me and my girlfriend were to move in together we would not qualify because our combined household income would be too high. However, if the intent is for me to purchase the home for myself and live there on my own they I can’t be accused of fraud if, say, she were to move in some time afterwards. Bank A sais the same thing but it would have to be a year later before my girlfriend moves in. They are less willing to approve me for the loan. The intent I have is to purchase the house for myself. The house is going to be in my name and no one else. My girlfriend will eventually move in with me because we have a child together. When she will I’m not sure. For all intents and purposes she will be a tenant in my house pay me rent. My question is, if I tell them that it’s just going to be me living there and my girlfriend moves in with me later can I be accused of loan fraud? Do people actually check in on you after buying a house to make sure you are abiding by the agreement. How would anyone know? I qualify for an FHA loan but the closing costs are outrageous (about 14 grand!) with a USDA loan they are only 9 grand and I wouldn’t have to put money down. Money is tight and even though my girlfriend and I make a good amount of money combined I’m the only one with money saved up she doesn’t have anything cause she just got a good job recently. We aren’t married and the house will be in my name I don’t know why the banks are so uptight with the rules.””
“”
“”What is the opposite of preceding””””?””””””
Oh, and I meant to say it’s not following”””” cos that’s all I can think of too””
“”
Where can i get a personal loan or a payday loan without having an bank account?
i need a payday or personal loan without having a banking account and i need it fast
“”
What are credit scores?
how do you determine your credit score?
“”
“”Has anyone heard of Emerald Marketing, they are a payday loan company., I need contact information.?””
I took a loan out with them, and after the fact, I realized there is no contact information. I’m afraid that I will be paying this loan off for the rest of my life!””
“”
“”If a friend took out a loan and gave me the proceeds, but I did not sign on the loan, do I have to repay?””
Someone took out a loan, gave me the proceeds and I am not in significant financial distress. I did not sign on the loan but did pay a couple of payments on the loan. I am finally bankruptcy and want to include this debt as personal debt. Has anyone done this before or does anyone know what my legal obligation to the loan is. I know the moral obligation, I am looking for the legal answers.””
“”
What credit report sites are really free?
I want to check my credit score but all the sites that say they are free aren’t ….
“”
Is there a place (besides www.annualcreditreport.com) where you can get a free credit report w/o a card?
I’m looking for a website (besides www.annualcreditreport.com) where I can print out my credit report. I requested my report from all 3 credit bureaus (via annualcreditreport), but didn’t get a chance to print them (ran out of ink) before my 30 days ran out. Also….I don’t have a debit or credit card either anymore…So I need something that doesn’t require that. I’d really appreciate any help!!! Thanks!!!!!!!””
“”
Where is somewhere I can go online to get my credit score for free?
I went to freecreditreport.com but they want a bank account number and then I have to cancel it. It just seems to me if its a free credit report I shouldn’t have to use my bank information. Thanks for your help.
“”
How long does bankruptcy effect your credit score?
“”
How often can u file bankruptcy in the state of Arizona?
“”
“”I have a 547 credit score, and few collections, can i get a loan to buy a home.?
“Is it really possible to get a free credit report?
“
How do you pay with a gift card on Barnes & Noble?
I’m ordering (or hoping to order) two items online at Barnes & Noble. I have 2 gift cards to redeem to pay for the two itemsand I can’t figure out how to redeem he gift cards to pay. I’ve filled everything out and now I can’t firgure out how to do the payment. Any ideas?
“”
#repost
“”
“”The most common type of bankruptcy in the U.S. is a Chapter 13 bankruptcy, which is designed for individuals w””
The most common type of bankruptcy in the U.S. is a Chapter 13 bankruptcy, which is designed for individuals who are temporarily unable to pay their debts, but would like to pay them in installments over a period of time. True False””
“”
Where can you go on the internet to check your credit report with all three agencies for free?
I heard that you can get a free credit report once a year.
“”
#repost
“”
Anyone know of Apartments in Orlando Florida that rent to people who have filed bankruptcy?
My husband and I are looking for a place to rent, preferably a duplex or townhouse that has no problem with people who have had to file bankruptcy and lost their home in the process. We also have a 60 pound Border Collie. I am also looking for maybe a website that would list such rentals as being willing to work with bad credit.””
“”
What website can i go to and get just my credit report not my score with out having a credit card?
“”
“”If I close a credit card account to avoid higher interest rates, will it adversely affect my credit rating?
“”
Equifax Credit Report?
hey What is up big boys n girls, my name’s Eason,and you know I’ve just received a free mail on my credit report from Equifax and I don’t understand a shi*t I got that — — — — — — name add. city etc — — — — — — — then we have — — — — i got this too, CONFIDENTIAL INFO. NOT TO BE USED FOR.. RE: EQUIFAX REF. NUMBER 123123123123123 — — — — — — — — — — — — — — — — — — — … (but then, under the personal identification information section) — — — — — — — — — — — Dear XXX XXX PERSONAL IDENTIFICATION INFO: Name: XXX XXX address current:… … address previous… … D.O.B Telephone*** 123–123–1234 EXTNL , TYPE: MOBILE, The telephone number was first reported on 2010/09/23 and was last received on 2011/04/20. Telephone: 234–234–2345 EXTN: , TYPE: , The telephone number was first reported on 2010/08/31 and was last received on 2011/04/12 — — — — — — — — — — — — — — — — — — — … QUESTION: why do i have 2 numbers? I never remeber I had an emergency contact or something, and I checked the number, It was a not too close”””” friend of mine””
“”
Need to find out whats on my credit.?
Any1 know of a free website that can help me find out whats on my credit
“”
What institution has the best 30 yr home mortgage fixed rate?
who has the best cd rate does liposuction really work, how long does it last””
“”
“”What does account charged off”””” mean on a credit report?””””””
I finally got a friend of mine to take a look at her credit report since she doens’t pay any of her credit card bills and hasn’t for awhile. We got her report and there are some things we aren’t sure what they mean. Here is what one account looks like: Account charged off/Past due 150 days. $979 written off. $197 past due as of May 2005.”””” “”””This account is scheduled to continue on record until Aug 2011.”””” “”””Recent Balance: $979 as of 05/2005"””” “”””Account history: Charge Off as of May 2005 180 days as of May 2005 150 days as of Apr 2005 120 days as of Mar 2005 90 days as of Feb 2005 60 days as of Jan 2005 30 days as of Dec 2004"”
“”
Looking for a loan for bankruptcy redemption?
I have filled bankruptcy and I just received an offer for a redemption loan, I wanted to know if there are other company that I should look into, also is this available for home mortgages also?””
“”
If my husband joins the military will they pay my existing mortgage?
will the military pay my mortgage if my husband enlists
“”
Mortgage Refinancing while making Chapter 13 Payments?
In November 2010, my wife and I filed for Chapter 13 Bankruptcy. Since then, we have been making payments to our trustee without fail. Additionally, we are paying back the full amount of what we owed sans interest and penalties. Given the historically low interest rates, my wife and I would like to refinance our condo. However, besides getting approval from our trustee, we will need to find a lender who is willing to work with us to get it done. Like so many others, our condo is under water, but we have always paid on time. Our current mortgage is FHA insured and has an interest rate fixed at 5%. If possible, we would like to get another FHA loan with a fixed interest rate that is lower than what we have now. We are not interested in any adjustable rate products. Reply if you can help.””
“”
Auto Loans?
Hey! Everyone, Im looking to purchase my very first car pretty soon, within a couple of months(december). The car i’ve been thinking about getting is a 2000–2002 BMW (3 Series). I’m also going to take out a loan from my bank with a 5.99% APR rate for up to 36 are 72 months. The price of the car is about $14.000-$15.000. Do you think this is a good idea? And how much would you think my payments for the car would be?””
“”
How does the personal loan from banks such as Bank of America or Citibank work?
I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.””
“”
Name four ways that you can change the rate of a chemical reaction?
“”
Boyfriend filing Bankruptcy…does this effect our future?
My boyfriend is filling bankruptcy soon…his divorce was messy and left him way in debt. As for me, I have wonderful credit. We plan to marry fairly soon, how will this effect us in the future. Will his credit automatically become mine? Will co-signing with him later help to rebuild his credit…or just mess up mine?””
“”
“”My father is filing bankruptcy, my mortgage is being examined?””
My father signed his house over to me over 12 years ago and we rebuilt the home into a two family. We both live in it, he with his wife and myself with my husband and children. He is not onthe deed nor the mortgage. He is filing Bankruptcy and the judge wants proof that the house has been in my name, which I can understand. But he has also asked for my mortgage payoff information. How does the court have any right to examine my mortgage? I dont want to jeopardize my fathers case but I don’t want my home or financial business involved in the situation. What can I do?””
“”
How do I get an absolutely free copy of my credit report without giving up my credit card information?
“”
Why isn’t debt showing up on my credit report?
I have a company trying to collect a hospital bill from me from 3 yrs ago for $2700. However when I recently checked my free annual credit report, this debt does NOT appear. The rest of my debts show except this one. Why isn’t it showing up on any of the credit bureaus or freecreditreport.com???””
“”
Why are payday loans illegal in some states?
Payday loans are still legal in the state I’m in, but I know that some states make the practices of payday loan companies illegal. I don’t know how payday loans work. I also haven’t ever gotten a loan from a payday loan company. How do payday loans work and why are they illegal in some states? Why are they legal in some states? Thank you. I just want to know a little more about things like these.””
“”
Should I be approved for this auto loan?
I went to a credit union today to apply for an auto loan that is for $10,000. I want to get a used car. My credit score came back as 709.I have an income of like $1800 a month. And I live at home for free. Only thing is that I have only been at my job for 3 months. But I just want to know what others opinions are.””
“”
Auto Loan Question?
So My credit scores are ok I guess, 648 at Experian, 608 at TransUnion, and 606 at Equifax, I have one delinquent, 2 credit cards, and one closed account(which I wish I didnt close, but you learn) and I make about 2000–2500 a month, the other thing is, I havent had a credit history for long, cause I closed the one I had for awhile(liek a dummy) and the one card i have now has been open since 07, and the newest one I got was a month ago, so I was wondering, where can I get an auto loan, I prefer one where I can bring the money to the dealership, also no cosigner, my parents credit is bad, so they cant, and no one else will, and I dont really have a down payment, cause Im paying off my school loan, so any place you know thatll work with me, thanks for you help,oh and I have had my job for about 4 to 5 years now, and please dont say prosper. Thanks””
“Is it really possible to get a free credit report?
“
Where can I buy the Free Credit Report . Com songs?
I kno the songs aren’t normal songs but they are catchy and my friends and I listen to and make fun of them and that kind of thing. Does anyone kno where I can find them and download/buy them? I can really only buy things on iTunes, so if they’re on there can someone tell me where to find them??! Please Help! Thank you!! :D””
“”
What happens after bankrupty?
I need information on bankruptcy. Can I still get payday loans while on bankruptcy? Can I maintain having my car (with full coverage insurance) if I file bankruptcy>? What are the long term and short term effects?
“”
I was wondering if anyone did the H&r block emarald advance and got approved with bad credit?
i have bad credit but have been doing my taxes with H&r block for ten years and always get a good refund. i am thinking about doing a emarald advance but have bad credit. i was wondering if anyone with bad credit got approved for a emarald advance this year.
“”
Where can I get my credit score for free?
Is there any site that I can see my credit score for free without enrolling for a free trial.
“”
#repost
“”
Why can’t I overdraft? (Bank of America)?
my dad transferred $500 into my account which was negative 360 …its now past midnight of the night he sent it and the atm let me take out $100 …making my account still positive ($6)…but when i went back a few hours later to overdraft by 200 it wouldnt let me…it didn’t even give me the option stating the $35 fee like it always does…. I always overdraft by a few hundred dollars and always pay it back a few weeks later and there has never been a problem….. On my account online the $500 still says pending….maybe waiting for it to clear it will let me??? it just doesn’t make sense cause it let me take out the $100? Can the bank be stopping me from overdrafting?? is there a way to turn a setting off online so it will let me??? or a way to find out if i reached some limit?? I saw some other posts where people said to wait 24hrs? Maybe this is the case? The bank see’s i always pay them back so I’m really upset theres a problem now….i really need the money. help please! :(
“”
Whats the best pokemon nature for a dragonite?
Im trying to figure out the best nature for a dragonite, i was gonna focus on the Sp attack and speed or maybe attack and sp attack not sure which T-T help please i just want a strong, perfect dragonite — — — oh and i heard about Ev training, and which pokemons should i train on to get sp attack ?””
“”
Can I add sales tax to an auto loan?
I’m looking to get a loan, most likely from a dealership, for a used car. I still owe about $5,000 on the car I have now, and I’ll be trading it in. It’s not very reliable and my insurance is sky high because it’s considered a sports car. Anyway, the only way I can make this happen is if I can take enough out to cover the sales tax, also. Do car dealerships do this often? I’m still exploring my options, if I can find a co-signer I can go with a bank loan, my credit score is just under 650. Also, I live in Missouri, if that helps. Any thoughts are appreciated!””
“”
Loans or student loans for 19 year olds NOT in uni?
I’m nineteen and i’m in my third year of sixth form, i’m leaving soon for art college but for now i was thinking is it possible to get a student loan even though i’m not in uni? “”
“”
Can you get auto loans under 5% apr on used vehicles?
So I’ve never even thought about getting an auto loan, never even considered it because I’ve always thought it was a waste of money paying interest. I’ve always thought I’m better off just saving the money and buying with cash. I am very much against interest. Well I recently bought a house (would have preferred to just save up the cash and buy it outright to avoid the interest, but its just not an option). The interest rate on my house is 5.0%. Now I’m planning to buy a used truck soon, for around $7K. Now I could save up my money and buy it a year from now, but I kinda want it sooner. I was thinking, if I can get an auto loan for a lower interest rate than the interest rate I’m paying on my house, that I might actually save a little money. Since I could just take all the money I would have spent up front on the truck, and apply it to the principal of my house. But the only question is if this is actually possible. Is it easy to get an auto loan at a rate of under 5%? I’d probably be buying from a private party, so does that mean I just get pre-approved at the bank before I even find a vehicle, or how would that work? Or am I better off abandoning the whole idea since maybe you can’t get auto loans that low?””
“”
#repost
“”
#repost
“”
Mortgageloan.com and lendingtree.com safe?
Hi all, I am trying get a home loan with the best possible interest rate that I can find. Some of my friends suggest brokers to help me find low rates. I came across two sites today: mortgageloan.com and lendingtree.com. Questions: 1. Do these sites offer the same rates as mortgage brokers? 2. And are these websites safe to disclose your personal information? 3. Lastly, anyone know of any sites or companies where I can find reliable mortgage brokers in Northern California? Thanks Thanks!””
“”
I need a loan of $3500. Where can I start?
I have been working since I was 15. I have steady income and money saved up. It is a respect thing between my parents and I. However, due to college coming along this next semester and the lack of ability to have a dorm (Getting to work, school, and back to school would be much more inconvenient than convenient.) I’ve been 18 for 7 months now, excuse you and your ignorance. But thank you for your concern. And thanks for mentioning credit score. I haven’t a decent one as I have recently applied (a day after my 18th birthday) for a credit card, it’s only about 540 or so when I last looked. I shall look again. Thank you for the lack of helpful responses.””
“”
Is there a site that is free to check your credit score!?
“”
Why doesn’t my credit report show my credit score?
It got my credit report online from Experian. Why doesn’t it show my credit score?
“”
Applied for credit card and got an Apr rate of 24.99%?
Okay, so I have no credit and I wasn’t approved for any credit cards and I thought I would try and apply for Victoria secret and I got approved with a limit of $250.00 and an apr of 24.99%. I’ve never been good at this kind of stuff so what does it mean? And is it a good rate ?””
“”
Is there a diffence between consumer report and the other 3 credit reports or is the same?
“”
B&L Marketing is a payday loan company that i dealt with in the past. Can you find it please?
“”
#repost
“”
How does homestead exemptions affect my mortgage payment? In Florida?
“”
Is a 3.625% mortgage with a 3.852% apr good?
I read that if planning a quicker payoff a low rate with a much higher higher APR may not be good. I noticed two key amounts on my application. 1. Loan amount and 2. Amount of credit provided to you — which is minus all the rolled in fees. Thanks for the tip on the fees and points.
“”
#repost
“”
My house’s Grand Deed is missing.?
I had refinanced my house five years ago. I can’t locate my Grand Deed. I know that, my documents are in order, but now I just need it for the Living Trust documentation process. I am almost sure, that I never received the official one. I have a few pages of referring toGrand Deed””””””
“”
What is the website where you can check your credit score from all 3 places?
i’m looking for the one for free.
“Is it really possible to get a free credit report?
“
#repost
“”
Where is the best place to go for refinancing a home?
I am thinking about refinancing since currently I’m at a 7.5% loan. I’ve had the house for almost 3 years (paying that interest!) and I’d really like to lower my payments. Can anyone make a good suggestion as to who I should go through for a great deal? Only problem is I don’t really have much money to put up front.
“”
Is credila a best option for geting educational loan for abraod studies?
Im confused about various banks that offer educational loans..is credila a best option r not?please help me anyone
“”
#repost
“”
Can a Payday loan company take you to court?
“”
Do i qualify for an auto loan?
Hi i just wanted to know if any knows if i will qualify for an auto loan? I am 21 yrs old. I recently ended my year lease of $500 per month from the apartment and my credit card is up to $550 out of the $600 limit, but like i said no more lease so that is easy to pay off. I’ve had my job for two years now and live in the same general location. My expenses including the minimum payment of the credit card is around $155/ per month; that is including gas.I bring home about $800 per month and my credit score is 692 the last time i checked. I am also willing to trade in my vehicle for around $1000 which kelly blue book appraised for $1,400. so if anyone knows the answer please help. thanks””
“”
Has anyone used Rentcafe before?
I’m just wondering if it’s a honest website. I’ve been trying to look for places to rent and all the one’s i’ve replied to have been scams. There are so many sites for rental places it’s hard to find ones i can trust. Can you make some suggests on which ones are good sites to go on. I’ve been going on trulia and zillow also the local paper.
“”
Credit bureau’s and states?
I was wondering since we have 3 credit reporting agencies. If lets say Experian is mainly used in one area (like west coast) and Transunion on the east coast and equifax in the midwest? Is there a common trend to which where the companies is based at and which CRA they use? Or is it more like a dime toss and they just use whomever CRA they choose? I am just asking as my credit reports vary by 71 points…and of course I would like to use the highest one IF possible =o)
“”
What site will give me a free look at my credit rating?
yea music lady ive seen the commercials…ive also seen their web site and they only give ya the report if you sign up for a monthly gig with em, baby.””
“”
Lowest personal credit union loan rates in massachusetts?
“”
Chapter 13 Bankruptcy — Student Loan Consolidation?
My lawyer told me that another attorney told him that if I was in default before I filed bankruptcy that they may consider student loan consolidation. He also said, that if I wasn’t in default when I filed they will not consider loan consolidation. Please let me know if this is accurate and where can I get more information on student loan consolidation.””
“”
Is it hard to get a loan through the Publix credit union?
I am thinking about getting a loan through the publix credit union and I am just wondering how hard it would be?
“”
#repost
“”
“”Please help , owes $4,289 on a credit card with a 17.5% interest rate. What is the monthly payment he shou?””
Javier owes $4,289 on a credit card with a 17.5% interest rate. What is the monthly payment he should make to pay off this debt in 12 months, assuming he does not charge any more purchases with the card?””
“”
Best way to run a background check with No credit card or money?
“”
Does anyone know of a loan shark in NC?
My daughter has become ill and we have fallen behind on a lot of things. My full time job left town about 3 months ago and the part time job I’m working now is not cutting it. My wife is a nurse, so we could pay back the money rather quickly, we just need to get caught up fast. I do have a full time job starting in a couple of weeks but I need about 1800 dollars now.””
“”
#repost
“”
Which are the best moves for my Palkia???
I am training my Palkia now and i want him to be have some good moves. He now knows Water Pulse, Ancientpower, Dragon Claw and Spacial Rend. Which moves should i add and which should i replace???””
“”
#repost
“”
Which companies that will loan bad credit loans?
My credit is shot with credit cardsbut i would like to get a loan of @ least 2,500.00 im sure i will need a co-signer. I just need to know some places to look to get a loan w/ orw/out a cosigner.Please help!””
“”
How to take out a loan from the bank?
Well, i would just like to know how to go about doing that for a house, im 18, but i have not checkings or credit, does that matter? and if it matters how would i go about getting one of thoughs? I do have a job, but i only get payed 6.15 an hour, incase that matters, if anyone could help, you can contact me and suicidal_self_mutilation@yahoo.com just send me an IM im online now so i should answer right away, please help, i really need this.””
“”
Pros and cons for declaring yourself Bankrupt?
I have been carrying numerous debts sense a relationship break up 7 years ago and although i work full time with running a home, car, kids etc i am finding it extremely difficult to pay off these debts a friend mentioned Bankruptcy can anyone tell me the pros and cons of doing this please””
“”
#repost
“”
“”If the annual interest rate of my credit card is 29.8%, how much?””
I think I’m not going to be able to pay the 100% of the credit card bill this month. If the annual interest rate of my credit card is 29.8% and I fail to pay $180 this month, how much do I have to pay for the interest in case I pay it 60 days later?””
“”
Can a person under 18 still hurt their credit for when the become 18?
Okay. My girlfriend is 17 about to turn 18. She’s had a credit card for a few months now… She was late on her payment. She thought nothing of it because her mother told her that her credit score is unaffected until after she’s 18 so any kind of late fees or things of that nature won’t count and she will start with a free slate once she’s 18. I disagree… But I have no proof. Help me out. Shed light on the situation.
“Is it really possible to get a free credit report?