Personal Loan
For Personal Loan:- Instant Apply Personal Loans Online
Do you need for personal loan ? Don’t rush while financeseva is here to help you get personal loan at lowest interest rates with flexible tenure (Apply Now).
Personal Loan Online Apply:- Financeseva offers you a wide range of benefits as given below :-
- Get comparison among top Banks & NBFC’s
- Clear chart of Rate of Interest, Tenure, Loan amount with respective banks
- Get Free advisory from CA & EX Banker Venture
- Making your loan process hassle free — handle documentation to disbursement
- Doorstep services
- Get loan with best deal
Personal Loan EMI Calculator
Financeseva EMI Calculator help you to forecast EMI Schedule in auto-mode, Check Personal Loan,Home loan, Machine Loan, Project Loan calculators.
With colourful charts and instant results, our EMI Calculator is easy to use, intuitive to understand and is quick to perform. You can calculate EMI for home loan, car loan, personal loan, education loan or any other fully amortizing loan using this calculator.
Personal Loan Interest Rate
financeseva Personal Loan Starting @10.50% Onwards•
- No collateral required
- Loan up to 25 lakh
- Maximum tenure 60 months
Current Interest Rate on Personal Loans- 2022
Bank Interest Rate (p.a.)Processing Fee
HDFC Bank
10.5% p.a. — 21.00% p.a.Up to 2.50%
TurboLoan Powered by Chola
15% — 21% (fixed) p.a.3.00%
Yes Bank
10.99% p.a. onwards — 16.99% p.a.At the discretion of the bank Up to 2.50%
Citibank
9.99% p.a. — 16.49% p.a.Up to 3%
Kotak Mahindra Bank
10.25% and aboveUp to 2.5%
Axis Bank
12% p.a.- 21% p.a.At the discretion of the bank
IndusInd Bank
10.49% p.a. — 31.50% p.a.3% onwards
HSBC Bank
9.50% p.a. — 15.25% p.a.Up to 1%
IDFC First Bank
10.49% p.a. onwardsUp to 3.5%
Tata Capital
10.99% onwardsUp to 2.75%
Home Credit Cash Loan
19% p.a. — 49% p.a.0%-5%
Ujjivan Small Finance Bank
11.49% p.a. — 16.49% p.a.At the discretion of the bank
Aditya Birla Capital
14% p.a. -26% p.a.Up to 2%
State Bank of India
9.60% p.a. — 15.65% p.a.Up to 1.50%
Karnataka Bank
12% p.a. — 17% p.a.Maximum of Rs.8,500
Bank of Baroda
10.50% p.a. — 12.50% p.a.Up to 2%
Federal Bank
10.49% p.a. — 17.99% p.a.Up to 3%
24% p.a. onwards2% onwards
Bank of India
10.35% p.a. — 12.35% p.a.Up to 2%
Fullerton India
11.99% p.a. — 36% p.a.Up to 6%
IDBI Bank
8.15% p.a. — 10.90% p.a.Contact the bank
Karur Vysya Bank
9.40% p.a. — 19.00% p.a.0.30% onwards
South Indian Bank
10.60% p.a. — 18.10% p.a.Up to 2%
Indian Overseas Bank
9.30% p.a. — 10.80% p.a.Up to 0.50%
RBL Bank
14% p.a. — 23% p.a.Up to 3.5%
Punjab National Bank
7.90% p.a. onwardsUp to 1.00%
Bank of Maharashtra
9.45% p.a. — 12.80% p.a.Up to 1%
Central Bank of India
9.85% and aboveUp to 1%
City Union Bank
12.75% p.a.1.00% subject to a minimum of Rs.250
J&K Bank
10.80% p.a.Up to Rs.500
Personal Loan Eligibility
What you mean by Personal Loan Eligibility Criteria?
Personal Loan is a kind of unsecured loan which can be opted to various reason, you can avail up to 25 lakh with minimal documentation. You just need to ensure that you meet eligibility requirements.
Personal Loan Eligibility Criteria
Generally, Personal Loan Eligibility Criteria depends on various factors like age of individual, monthly salary or business income, total work experience & CIBIL Score ..etc..
Personal Loan Eligibility Criteria for Salaried Individuals
- • Age Limit of Salaried Individuals — 20 to 60 years of age
- • Work experience of salaried Applicants — Minimum 1- 3 Years
- • CIBIL Score should be above 750
- • Minimum Salary — 25000/-
- • Nationality — Resident of Indian
Personal Loan Eligibility Criteria for Self-Employed Individuals
- • Age Limit of Self –Employed Individuals — 21 to 68
- • CIBIL Score should be above — 750
- • Minimum Years of doing Business –2- 5 Years
- • Nationality — Resident of Indian
Personal Loan with Low Cibil Score
Low cibil ranging from 300–700 knowns as bad credit history which creates blockage to access funds, but still there might be chances of getting loan if your repayment capacity seems higher.
Generally, a good Cibil Score help you to get better loan offer with negotiating rates. For getting personal funds you must have 700 above credit score.
