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Feb 25, 2019

How much will I be approved for?

How much will I be approved for? My credit score is 720. I am self-employed and make $65,000 a year. If I’m paying 600 a month with $85,000 remaining on my home loan, and no other debts, what’s the maximum auto loan I could take out? I was hoping to…

Finance

22 min read

Finance

22 min read


Feb 25, 2019

Need help with car loans?

Need help with car loans? I’m turning 18 in a few months and I’m going to be purchasing my first car. I currently have a job in which I can afford monthly payments if I were to get a loan. I have a few questions before I go through with…

Finance

24 min read

Finance

24 min read


Feb 25, 2019

Anyone else have problems with Wells Fargo?

Anyone else have problems with Wells Fargo? me & my husband just opened a new joint checking acct at the beginning of the year so I’ve been trying to get my auto loan payments taken out of this new acct. I’ve called Wells Fargo like 7 times & it’s still…

Finance

24 min read

Finance

24 min read


Feb 25, 2019

Could I get a separate car loan to make up the difference (read desc.)?

Could I get a separate car loan to make up the difference (read desc.)? Say I want a car that is 7000 dollars, but only have 5000. Instead of getting a 7000 dollar auto loan with a 5000 down payment, is it possible to get a 2000 dollar loan to…

Finance

26 min read

Finance

26 min read


Feb 25, 2019

Loan or cash?

Loan or cash? If i could buy a car with cash, or keep that money invested in anything(probably stocks) and get a auto loan for the car, what should i do? A car loan would be about 7% interest rate. …

Finance

24 min read

Finance

24 min read


Feb 25, 2019

How easy would it be for me to get an inexpensive home loan?

How easy would it be for me to get an inexpensive home loan? I am looking to buy a 40,000- 50,000 condominium and was wondering if a home loan so inexpensive will be hard to get. My credit score is 710, I am self-employed and make 50,000 year. My only…

Finance

6 min read

Finance

6 min read


Feb 25, 2019

Want to take care of credit, is paying off old debt really not worth it?

Want to take care of credit, is paying off old debt really not worth it? When i turned 18 i went crazy with credit cards, took out about 4 of them. I eventually didnt pay them off, got charged off, went to collections. 5 years later, 23 years old, i…

Finance

25 min read

Finance

25 min read


Feb 25, 2019

When getting a car loan, is the DTI (debt to income) ratio important?

When getting a car loan, is the DTI (debt to income) ratio important? I need a new car soon but I’m leaving my full time job to go to school. I plan to live off of student loans but I’m concerned about getting a car loan after I have such…

Finance

25 min read

Finance

25 min read


Feb 25, 2019

How do you get a good used car loan with little credit history and a good income?

How do you get a good used car loan with little credit history and a good income? I’m about to start trying to get an used auto loan to buy from a private seller. Does anyone know the best way to do this without paying more than 7.5% interest. Expecting…

Finance

25 min read

Finance

25 min read

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