As always, it is impossible to cover the whole different kind of costumers with the only a product o service. There are segments where robo advisor will be the best solutions, but probably the demand is clients that will leave their savings in company based only on rob advisors is over estimated. It is not the same asking for lending in crowd or p2p service than put on risk your money earned all the way your live to be manage by a machine with an algorithm. @lperezurena