Financial inclusion is a global problem. Financial inclusion means that individuals and businesses have access to useful and affordable financial products and services that meet their needs and that are delivered in a responsible and sustainable way. Although most of the focus related to financial inclusion has been related to providing banking services to the unbanked, financial inclusion is much broader than that as it also includes not just the emerging market and frontier markets but also the developed world.

According to a report by IFC, a member of the World Bank Group, 57 percent of the world population have…

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