Financial success: continuing conversations with my husband about The Future ie — start saving for a down payment (related — how? CD laddering? Money Market account?) Invest in the market? We’re at a point where we’ve met our goals related to debt, savings, retirement, and cost of living and now we have to figure out the smartest thing to do with our additional earnings. We definitely don’t want to park our cash in a savings account but other than that, we’re not sure what to do! Success!