I use Privacy Badger from EFF. It’s effectively an ad blocker because pretty much all of them attempt to track your usage these days. I’m in pretty much complete agreement with you. If they didn’t try to track my every move and take so much of my system resources, I’d be more open to letting them display. I’m so reflexive to closing popups I don’t even see them. Advertising, even when not blocked, is just losing its effect. We’re growing immune to it.
Those new mobile ads that overlay the page and slow down the scrolling to make them difficult to scroll past are especially annoying. I’ve gotten to the point I’ll just not use sites that employ them.
I’m quite open to micropayments.