However, an untrained layperson entirely responsible for her funds is a hundred times more likely to have significant losses through careless errors for which only she is responsible than she is to be robbed by a bank. I was scammed of a large sum due to one incorrect click — Crypto is far from eliminating theft! I thought every crypto coin was imprinted with its entire history — so why is it so easy to steal and once stolen irrecoverable? And how often do we need to immediately send or receive funds? It’s a highly unusual situation — why is it the paradigmatic situation for explaining the advantages of crypto?