Excellent article. Thanks.
I am with you for most of it, but I have recently come across a stint that claims technical debt does not exist. Devs have been warned to not mention it, and anything higher than a senior dev, are not allowed to blame it, point it out or say that it’s there because of the time management flaws.
Sadly, there is a lot of ignorance out there from PM’s and up. Wish I could share this article a bit.