john mcginnis
Nov 6 · 1 min read

“Now think about today. There’s the average middle class American. What does society do for him? The answer, sadly, is: not very much. On the one hand, he has meagre, threadbare rights and privileges. He can send his kid to a tattered public school, and use a decrepit public transport system.

But what about the rest of the social contract? Well, to even do that much, he must accept dying in debt. That is what the average American’s situation now is — dying in debt, which means effectively owning, saving, or earning nothing, in real terms, over a lifetime.”

As usual you miss the big picture:

  • Society owes an individual NOTHING, in the US or elsewhere. It is up to the individual to make their way through the society as it stands. The only thing the current system is attempting to do is give the individual the flexibility to have their own path.
  • “… he must accept dying in debt.” Actually no. Going into debt is one of personal choice. No one put a gun to their head to sign the debt instrument. There are millions of Americans that have no debt at all and they are far from dying.

Umair, your singular failure is you do not believe that a person can be a self actualized agent of their own choosing. It is sad to think you lack the desire to be a agent of your own freedom and destiny.

    john mcginnis

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