This problem affects me deeply. I had the the housing bubble burst on me at at the worst possible time, during a divorce. Our house became worth nothing and my ex moved out of the country and out of reach of the creditors. Now I deal with the repurcussions while he he enjoys the life of an ex pat making over $100K plus per diem, housing and transportation costs covered by his company. I am a nurse and make a good living but the debt is overwhelming me.