This is what Apple should tell you when you lose your iPhone
Joonas Kiminki

Very interesting attempt at identity theft and clearly easy to fall for. Thanks for writing it up.

I suggest you add to your post and suggest that people reconsider enabling the Medical ID information. The feature is enabled or disabled here:

Health app > Medical ID > Edit > Show When Locked

I suspect it is much more likely that your iPhone will get stolen than it will be used to identify you for a medical emergency. But that is obviously for each person to decide on their own.

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