Even with a tax credit, my health ins. premium was over $860.00 mth.
After a surgery, with complications, the Cleveland Clinic denied continued access to care because I wouldn’t take out an additional (no interest) loan, rather than pay what I could to them per month (additional $100.00).
Between the health insurers and the healthcare systems (Cleveland Clinic), people will not only continue to be seriously ill, but broke as well.
It would be best to first investigate why insurers and healthcare systems cost so much, including medication costs.