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In this day and age, schools have begun to adopt teaching methods that diverge from the typical classroom environment. Today, technology makes it possible to incorporate remote classes with in-person classes and create accessible learning for everyone.

Hybrid courses are much like they sound — a combination of in-person and remote online learning. Each university defines hybrid class slightly differently, however classes of this type generally meet between 25% and 50% of the time online and the remaining 50%-75% of the time in the classroom.

Hybrid classes aim to take the best aspects of online learning and combine them with the best aspects of traditional classes for a great learning experience. There’s a lot of flexibility and freedom that goes into hybrid learning, such as lectures on-demand but adapting to a new way of learning can be challenging. We’ve compiled a list of tips to help you adjust and thrive during your hybrid learning experience. …

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The new year is a good time to hone in on new skills. Whether you’re looking for a change of career or launching one for the first time, Bootcamps are a good avenue to do that. Their hands-on training approach combined with real-world challenges help train students for the professional world. Many bootcamps also offer career services which often provide networking opportunities, job interview preparation, and career coaching. Bootcamps are typically shorter than the 4-year degree which can help you access a new career as soon as possible.

There is no best bootcamp for everyone. The best school for you depends on many different factors including your learning style, availability, career goals, and location. Consider asking yourself these three questions before deciding on a bootcamp. …

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2021 goals

Many resolve to improve themselves in some way in the new year: get a promotion, make more money, spend more time in the gym. So many things to commit to doing, or maybe even stop doing. Career goal setting takes time, thought, and strategy. Small, simple changes lay the foundation for major changes and transitions. Progress is incremental, so start small and build on what you achieve as you improve yourself and your quality of work over the course of the year.

Here are 6 ways to advance your career goals in 2021:

1. Connect with more people

Meeting new people in your industry is what keeps you sharp, up-to-date and connected. Make this the year you proactively reach out to people in your network and strengthen old connections. If you’re looking for a job, who you know could help you find one so make it part of your job to know as many people as possible. It depends on who you ask, but the percentages of people who find their current jobs through networking is astounding (50% according to some sources, 80% others). …

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The college application and decision-making process can be a very exciting time, but it can also be a significant source of anxiety, especially when it comes to thinking about the overall price of college.

The price of college is the subject of policy debates, media headlines, and family conversations because of how it affects educational opportunities, student’s bank accounts, and the economy. The current approach to higher education financing often leaves students facing unmanageable debt.

Many overlook the fact that the real price of college is much higher than the sticker price of college. In order to weigh the true cost of attending college, you have to take quite a lot of different factors into consideration. Experts will tell you to look at the cost of tuition, fees, books, and board — minus guaranteed scholarship and grant aid — to determine the overall price of college. …

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As the cost of college continues to feel out of reach for many students, schools and bootcamps are beginning to think of new ways to finance the cost of higher education. Income Share Agreements (ISA) are one method winning the attention of educators and students. An Income Share Agreement (ISA) is a contract between a student and their school, skills training program, or lender, where in exchange for an education, the student agrees to share a fixed percentage of their post-graduation, pre-tax earnings over a set period of time.

Many schools know how student loans work and how they are paid through federal loans, but how a school gets paid through Income Share Agreements is different. It’s important to know how an ISA is paid back so you can plan accordingly since, in many cases, you won’t receive a large sum of money upfront. …

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An Income Share Agreement (ISA) offers funding for college in exchange for a percentage of your income if and once you land a job.

As students seek to avoid huge amounts of student loan debt, ISAs are becoming increasingly common. For some, they’re a no-brainer. An ISA, for example, could help fill in the gaps for financial aid if you’ve reached federal borrowing limits or are attending a school that’s ineligible for federal or private loans. …

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Personal finance podcasts’ popularity have spiked recently. Spotify recently reported that podcast consumption has more than doubled. A number of personal finance leaders have joined the podcasting revolution in recent years, and their advice can help you establish personal finance goals in the coming year.

Whether you’re looking for advanced advice on topics like buying a home and investing, or looking for tips on how to get a jump-start on your savings, there are a variety of podcasts that can help.

If you want to get your money strategies in order in the coming year, these are the best financial podcasts to get you started. …

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College is a great time to learn how to manage your finances and build habits that will help set the stage for financial success for the rest of your life. With more clarity on your spending and saving habits, you can work toward bigger goals, such as paying off student loan debt, traveling and saving money for future milestones like moving to a new city after college.

While the main focus is, of course, getting a quality education, college also provides a great opportunity to develop the money skills you’ll need after you graduate. You should start making smart choices about your money now in order to set up a solid financial foundation for the future. …

Life is too unpredictable to live without a safety net

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Photo: Karolina Grabowska/Pexels

We’ve all experienced unexpected financial emergencies — a fender bender, an unexpected medical bill, a broken appliance, a loss of income, or even a damaged cell phone. Large or small, these unplanned expenses often feel like they hit at the worst times. 40% of American adults wouldn’t be able to cover a $400 emergency with cash, savings or a credit card charge that they could quickly pay off, a Federal Reserve survey finds.

Setting up a dedicated savings or emergency fund is one essential way to protect yourself, and it’s one of the first steps you can take to start saving. By putting money aside — even a small amount — for these unplanned expenses, you’re able to recover quicker and get back on track towards reaching your larger savings goals. …

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Every year, thousands of customers come together for the shopping spree that is Black Friday. If you’re not careful, it’s easy to make impulse purchases and before you know it, you’ve accumulated products that quickly become dust collectors.

It doesn’t help that Black Friday ads are being released as we speak, and you’ll come across an incredible deal or two (or three) and start obsessing over how that additional HDTV will look in your spare bedroom.

Every year, people walk away wishing they’d been more prepared. This spree requires planning; it’s more than just a rush to finding the cheapest big-ticket items. …

About

Meratas

Meratas provides a complete software solution to design and manage Income Share Agreements (ISA) programs proven to increase enrollment

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