As one metabank off-chain component, the internal wallet facilitates payment interactions between accounts that include submitting transfer tokens, authorizing transfers, showing pending and previous transactions, displaying the account balance, accessing bank accounts and balances and initiating bank transfers. An account dashboard is used to view account details and balances, connect/disconnect transfer tokens, and manage access tokens, restrictions and other tokens. The wallet serves as the user’s private key holder, with he or she executing actions on the blockchain.