If you mean ADDING half a billion people to the banking system is “getting worse” OK then.
“The number of people worldwide having an account grew by 700 million between 2011 and 2014. 62 percent of the world’s adult population has an account; up from 51 percent in 2011. Three years ago, 2.5 billionadults were unbanked. Today, 2 billion adults remain without an account.”