Michael BaptistaRay Dalio / Gary KasparovAt WebSummit this week where I usually focus on the startups and avoid big staged events and the social noise. However, I couldn’t miss Ray…Nov 8, 2018Nov 8, 2018
Michael BaptistaPaul Romer has won the Nobel Prize for EconomicsIf there’s a patron saint of Venture Capital, it probably isn’t a venture capitalist but Paul Romer, the economist who put ideas at the…Oct 9, 2018Oct 9, 2018
Michael BaptistaACP - A New Venture Fund For FinTechAssembly Capital Partners (ACP) a newly-authorized and funded Fintech VC will announce its first investments shortly.Jul 15, 2018Jul 15, 2018
Michael BaptistaBrexit: The Impact on FinTechWhat is the impact of the Brexit vote on FinTech lenders? (I assume that, given the referendum, EU exit must follow.)Jun 28, 2016Jun 28, 2016
Michael BaptistaLending Club — Au Revoir RenaudThe resignation of Renaud Laplanche as CEO of Lending Club (LC) after an internal inquiry announced irregularities in the sale of a tranche…May 10, 2016May 10, 2016
Michael BaptistaPayday Loans: From Baseball Bats to APRs — Can FinTech Help?Seventy-five years ago organized crime offered payday loans at lower rates than equivalent lenders today. Why?May 4, 2016May 4, 2016
Michael BaptistaFinTech Lending — Balance Sheet vs Intermediary?Here’s a key topic that gets little airtime (including at the recent excellent Lendit[i]). Most marketplace lenders are intermediaries, not…Apr 19, 2016Apr 19, 2016
Michael BaptistaMarketplace Lenders: Why Retail Funding MattersAt Lendit[i] Dan Ciporin of Canaan Partners presented a cogent analysis of the issues for US marketplace lenders and looked beyond current…Apr 17, 2016Apr 17, 2016