6 Reasons Why You Should Sign Up For A Credit Card

Out of cash, inaccessible to ATMs and stuck in a bad internet network zone — we have all been there, or at least feared of finding oneself in such a situation, where you are unable to pay for goods/services because of reasons unforeseen. If you are half as panicky as me, you might often get uneasy about not carrying enough cash.

With India transforming as a digital entity, it is important that you too evolve with the times and overcome this cash emergency.

Credit cards save the day for us. While they have been in the market since long, it has become highly significant to make use of it now. Sign up for an online credit card and get your peace of mind.

We list here the many benefits of a credit card that will push you to order yours today:

Easy Credit Card Swipes (Image Source: Google)

CONVENIENCE: First and foremost, as I mentioned above, a credit card saves you from the trouble of ATM-hunting and handling large sum of cash.

RECORD: Your credit card summary will not only help you keep a track of your expenses but will also assist in tax-payments.

Discounts and offers on purchase through credit cards (Image Source: Google)

DISCOUNTS & OFFERS: Cashback on your purchases, discounts on automobiles and frequent flier miles — a credit card has a plethora of perks. It is an absolute delight for people who indulge in shopping often.

PROTECTION: When you pay for a product with your credit card and include your credit card company in the loop, the company helps you in settling any disputes that arise later. This can be a defected product that you bought and would like to get exchanged.

Get a positive credit history on controlled use of credit cards (Image Source: Google)

POSITIVE CREDIT HISTORY: Controlled use of your credit card and repaying all your bills in time can help you build a positive credit history. This can showcase your reliability as a customer when you apply for a loan, leading to smooth and quick sanctions.

INTERNATIONAL PAYMENTS: Travelling abroad for a brief period? A credit card is one of the most widely accepted payment methods globally. It is fast, reliable and secure. Let your credit card cover your expenses abroad, so that you don’t have to carry a big amount of foreign currency.