Xcard for future digital wallets

Chen Yang
5 min readOct 14, 2019

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Introducing the electronic wallet today

E-wallets are software that allows you to store and receive cryptocurrencies like bitcoin, ethereum …

These wallets are secured by personal keys. This is a long hexadecimal code linking to your wallet and in order to use your funds you must use the key to log in. Similar to traditional banks, you can view your account balance on different devices. Only when you lose it can not log in

But in all electronic wallets today. I can assure you that below I will introduce you to a digital wallet that is trusted by the most users in the world and that is used as Xcard wallet.

The mission of Xcard

XCARDs mission is to connect currencies and crypto assets in real time. For the first time, Xcard allows instant payments in any cryptocurrency, reducing the total cost per transaction and ensuring the most convenient execution for customers.

Highlights of the Xcard wallet

XCARD is the first and only wallet that allows you to connect any payment card you want. Xcard allows to spend cryptocurrency on any existing credit, debit or prepaid cards. XCARD has a number of different methods used to connect your payment card: bank transfer with International Bank Account Number (IBAN) linked to payment card, OCT (Original Credit Transaction) ) for VISA cards, Send money to MasterCard.
XCARD also issues its cryptocurrency credit card with VISA, allowing immediate and super-safe use of any cryptocurrency and FIAT assets. Money can be spent instantly at any point of sale and e-commerce, or used to withdraw ATM cash. They will be the main members of Visa and can issue payment cards according to our terms. For comparison, Revolut is just a Visa contributor.

XCARD a state-of-the-art Wallet and Payment card built on top of Mobilum Platform

Mobilum Platform consists of three main domains as of today:

  1. XCARDXCARD is an all-in-one digital wallet & the most convenient crypto credit card. You can perform any financial and cryptocurrency transactions in real-time, with no limits.
  2. Mobilum internalizer — A high frequency, low latency, multi-market, and multi-asset matching engine, which internalizes all customer’s orders in real-time. It consists of Virtual Order Book and Pricing Engine, which provides Best Execution mechanism for traded assets, leverages Mobilum Liquidity Pools, and calculates Volatility Indexes of traded cryptocurrencies.
  3. Mobilum Foundation — Building blocks of Mobilum Platform done in microservices paradigm, utilizing open-source API, providing all services and interactions for the platform, including blockchains connectivity, banking system connectivity, payment processing, order management, security and many more.

Mobilum Platform is a scalable ecosystem of building blocks — microservices, utilizing common open-source API and underlying protocol — a blockchain solution — to provide instant any to any conversion with best execution rates, fueled by the mobilum token (MBM).

This is one of the founders of Mobilums

The Mobilum team is developing the XCARD project to send cryptocurrency wallets & FIAT and payment cards to cryptocurrency users with a high level of security. With XCARD, you can pay or receive payments, buyers and sellers decide which currency they want to use — independently. The Mobilum platform offers the best execution rates, instant transactions, and the lowest costs on the market.

MULTI ASSET WALLET

XCARD, as a multi-asset wallet, supports a large number of financial assets and services including:

  • 150 Fiat Currencies
  • Any liquid cryptocurrency or token
  • Securities based on the blockchain technology
  • Non-fungible tokens, and Collectibles…
    and their auctions
  • eCommerce payment services
  • Peer to peer transfers, lending & recurring payments.

Special features of Xcard

  1. Users will be able to invest in other cryptocurrencies using the Xcard Wallet in real time, providing users with the best execution rate. This feature creates more space for transactions and increases the income they will be able to spend in real time, using any currency and any payment card connected to the Xcard Wallet.

2. The Xcard wallet creates a safe and convenient space for business owners to provide their products and services for immediate purchase. The platform’s business-oriented users will be able to add and register their products on the application. The Xcard wallet includes an option to create an ID as a QR code for a user’s goods and services.

3. The Xcard wallet provides a unique opportunity to obtain loans from the platform. Xcard will provide its customers with this opportunity by using their cryptocurrency as collateral for this transaction.

TEAM Xcard

The Xcard team has many years of experience in blockchain. Many talented people gathered at the project to be able to develop the project to a new level

Wojciech Kaszycki — CEO

Adrian Smarzewski — CTO

Przemek Maliszewski COO

Piotr Makowski — CMO

Conclude :

The project flourished in late 2019. Once the team has implemented an IEO, users and investors are excited. Perhaps this will be the hottest IEO in 2019

Please follow the details below :

Website : http://xcard.io/

Whitepaper : http://xcard.io/static/XCard-Whitepaper-21082019.pdf

Twitter : https://twitter.com/xcardbymobilum

Facebook : http://www.facebook.com/mobilumcom/

Telegram : https://t.me/mobilumcom

Medium : https://medium.com/mobilumcom

Likedin : https://www.linkedin.com/company/mobilumcom

author : minhdo1984

URL bct : https://bitcointalk.org/index.php?action=profile;u=2593203

ETH : 0x485879035Bc53d71Ea98ECc9dD6C8AaccA7f3315

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