When I was 10 years old I learned the power of daily habits by procrastinating for piano lessons. I was supposed to practice for an hour a day between weekly lessons. …

Identity fraud severely damages lives. It happens to millions of people every year, and costs families and businesses billions of dollars. Currently, the only thing an attacker needs to impersonate you are the answers to a few personal questions. …

Many Americans don’t realize credit agencies not only determine financial creditworthiness, but also serve as the primary safeguard against identity fraud. This is a problem. We cannot rely on private data staying private forever. Identity verification is important to get right — it’s how companies determine if you are who…

A little less than two years ago, Nava held its first founding retreat. We weren’t yet a company, and incorporation was still a few months off, but we wanted to build a strong framework for what we hoped to become — and how we could achieve it. The result was…