Did you grow up talking about money with your parents? Do you currently speak openly with friends and colleagues about salaries, expenses, debts, investments, taxes? In my experience, the answer to these questions from most people is usually “no”, or “not really”. This has to change. Why Don’t We Talk About Money? There are a couple…

For many, high interest rates are a negative thing. These elevated rates increase the cost on most things either directly or indirectly. …

“Show me your friends and I’ll show you your future.” A very wise statement. We are the product of our environment — whether that means a physical immediate location, a socio-economic situation, our family, or the people we hang around. We can of course choose to reject or embrace these environments. If you’re in a miserable part of town you…

Over the last 10–15 years North Americans have enjoyed very low interest rates which made money very available. This was a good thing for the average person who could get a loan for cheap to buy cars, houses, or invest. Over the last 10 years, central banks of Canada and…

I spend a lot of time in my life trying to educate people. My full time job revolves around spreading knowledge and delivering programs while my side gig — this MoneyBasics thing — is all about educating people about money and mindset. …

Lately I’ve been interested in renewable energy. I’ve contemplated outfitting my home with solar panels and I’ve run the numbers on owning/operating an electric vehicle for personal use. I believe in the renewable energy future, but I’m also a decently savvy investor, and I’ve researched a few pure-play renewable energy…

Another of my highest conviction holdings is Canadian Pacific Kansas City, formerly known as CP. The stock tickers are CP.TO for the TSX or CP for the NYSE. I am still building a position in this company, and as it currently sits it is about half the size of my…

One of my highest conviction holdings in my stock portfolio is Canadian National Railway (CNR for the TSX, CNI for the NYSE). This is a stock that I keep buying little by little and don’t worry too much about the price.

Look, we get it. Home ownership is a dream of many Canadians. With house prices going higher and higher over the years, the pressure definitely seems to be on for Canadians to get into the market before getting priced out of it. This is why in many parts of Canada…