BUY TO LET MORTGAGE UK

Buy to Let Mortgage is suitable for people who want to invest their money in house or flat. A Buy to Let Mortgage is a mortgage specifically designed for this purpose. It is a popular purchase trend. Buy- to- let mortgage is a mortgage arrangement in which an investor borrows money to purchase property in the private rented sector in order to let it out to tenants. Buy to let mortgages have been on offer in the UK since 1996. At Mortgage Simplicity we provide you with the best buy to let interest rate. We do not charge any broker fees for arranging your Buy to Let Mortgage and we have access to the best Buy to Let Mortgage rates. If you are a first time buyer and looking to purchase your 1st buy to let property or a landlord with a substantial portfolio we have access to the best buy to let interest rates.

Mortgage Simplicity is an independent whole or Market Mortgage Broker. We are based in Scotland but we cover the whole of the UK. It doesn’t matter where you live be in Edinburgh, Belfast, Cardiff or London we can help you. We offer you Fee Free mortgage advice and we don’t charge broker fees. We give recommendations based on all types of Mortgages including First Time Buyer Mortgages, Remortgages, Buy to Let Mortgage, Commercial Mortgages, Secured Loans, Help to Buy Mortgage and Shared Ownership Mortgages. We have access to every lender, every deal including all of the major Banks and Building Society covering the whole market. Our website has a Free Mortgage Calculator and you can access Right move House Price Data, giving you up to the minute Valuations and House sale prices in your area and across the UK. When buying a property as home, loan-to-value ratios can be as high as 95%, so only a 5% deposit is required. When investing in a property, buy-to-let mortgages are likely to require a higher level of deposit of 15–25%.

Typically, the higher the deposit, the greater the number of mortgage products there will be to choose from — and the interest rates may also be lower. When committing to a mortgage, there are costs involved, from booking to administration fees and valuation costs. Depending on your investment strategy, it may be worth paying higher fees for a mortgage product that best meets your requirements. Rising house prices in the UK have made buy-to-let a popular way to invest. The most common type of buy to let mortgage is an interest only option. The interest rate on the mortgage can be fixed or variable. Fixed rates means that the payments do not fluctuate, and variable rates are those in which the payments may go up or down in line with the bank base rate. Before taking out a Buy to Let Mortgage it’s a good idea to talk to a mortgage broker as they can help with choosing the most suitable deal.

Free Mortgage Advice that best fits your needs and circumstances, open 7 days a week, please feel free to contact us whenever you want. We do not charge any fees.