Great eval, Daniel. I agree: the go to market aspect is what concerns me. Other aspects look positive. George answered my question about this by saying that onramp/offramp were not solved and they hoped to do that through a partner company. Without some tie to local cash, why would any existing ROSCA market today use it? They are already in a trusted setting, so they will just hand their local cash to the organizer. This is a problem across the board with cryptocurrency today, it’s a headache to convert in/out. You have to expect low income third world communities to chafe from that friction.