Decentralized Today you missed adding the word P2P because they mentioned “P2P marketplace — 80%” correct?
What does “chat” has to do with anything? WeChat have 500 million users and centralized. In addition to matured QR payments in Asia and bank-driven remittances in Africa and India, what unbanked demographic were you thinking of that even have the energy to mine/interrogate the cryptocurrency?
My point is valid and P2P is barking up the wrong tree for the use case