How to Get a Small Business Loan
I personally took a business plan for a nightlife company to this place http://longbeachsbdc.org/along with a cofounder who had a 680 credit score and was approved for a $30,000 loan through a credit union.
There are Small Business Development Centers set up by the Small Business Association everywhere across the United States. They will help you make a business plan, read it, and even shop it out for business loans.
I don’t know how, but contrary to Adam Hoeksema‘s advice, my business plan outlined a technology based business that didn’t make its first sale and the owner still had another day job. I mean, normally these types of companies don’t get funded, but a credit union picked up our business plan.