On Quora, someone asked:

“I have $200,000 from my inheritance, I am a 30 year old with a wife, and have a bad part-time job. I have lots of time, but am not sure what to do with the money. What do you suggest?“

This is how I responded:

You should put it all into a FDIC insured savings instrument and not touch it. Get a better job and figure out how to manage your finances, along with your lifestyle before making decisions on what to do with six figures.