In my response to this article, I actually find myself drawing on the many ethics courses I took…
LFar
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Wow, one intro to philosophy class and you are schooling other people on ethics.

“ What is it about YOU that you get to behave in a more self-serving way but other people can’t?”

Actually, everyone can? It’s a federal program available to a whole class of student loans. Federally mandated financial protections are not self-serving. Do you not take your legal tax deductions? If you do, you’re acting self-serving in a way other people can’t according to your “logic”.