Unable to add money to wallet with your Credit Card? Know why
Paytm Blog
325101

I think you guys are just silly….

ok you blocked credit card to add money, but why did you block shopping/bill payments with credit card…..

looks like you have got it wrong, if i cant make payments using my card, i do not see a value in holding a credit card.

If i have to fix the solution to this situation (i wont call it misuse or fraud, as who ever did it found a loophole in your process and common man was (is) smarter then big corporate)

Solution 1:

  1. let everyone add money or shop with credit card
  2. when someone tries to send money, run your engine and pass on the 2% or 4% that you think is using the system

Solution 2

  1. let everyone add money or shop with credit card
  2. when someone tries to send money, run your engine and Limit withdraw to 1000/day and 5000 per month

Fyi: Freecharge still allows all customers to add money and send it to bank

so as Mobiwiki (with solution 2)

i thought you guys were smarter then this :)

— Subbu

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