AFRICUNIA — Innovative Banking System Based on Blockchain Technology

Introduction

Increasingly, the era is increasingly affecting the banking system. Currently it needs an innovative system and ease digital currency users. They will not experience any obstacles, risks associated with ownership, transfer and trading of crypto or blindness to token.Africuna is a banking model that can meet all that. Open exclusively for investment during ICO, AFRICUNIA is a third-generation closed-end fund that uses Blockchain AFRICANIA. The technology for creating bank-2-bank and peer-to-peer cryptocurrency is called AFCASH. If ICO succeeds, AFRICUNIA will move into a fully accessible digital financial institution 24/7. It will work like a conventional bank, but it will not host any branch
the physical front office. In other words, AFRICUNIA is a virtual bank
that will issue AFCASH using AFRICUNIA Blockchain 3.0
AFRICUNIA intends to bring globalization of investment, transparency and decentralization to the next level by utilizing the ubiquitous blockchain technology. AFRICUNIA offers a vision for a new standard platform for tokenized investments that will help bridge the gap between fiat and the crypto universe.

Profits for investors

Advantages for crypto investors:

• New opportunities to access assets from the universe of fiat without leaving the crypto universe to be comforted.

• Unprecedented diversification opportunities due to the low correlation between fiat and crypto assets.

• Access to investment opportunities that can lower the risk profile to complement and balance existing speculative exposures.

Benefits for fiat investors:

• Provision of higher net returns, cost-effective for tokenized fund structures

• Access to new asset classes due to lower barriers to a prepared fund and administration on the Africunia platform.

About AFCASH

AFCASH is a digital coin to be created by AFRICUNIA BANK. It is important to point out that AFCASH not only becomes a CryptoCurrency, it will create an Ecosystem that will help bridge the gap between fiat and crypto universe and enable global users, but especially in Africa, to help themselves themselves.

By developing an AFCASH Platform on a highly secure core blockchain (using APCA), integrating it with major decentralized technologies and creating use cases to demonstrate its capabilities in the financial services sector, AFCASH will help bring the major currencies into the crypto universe. The AFCASH platform will unite all aspects Traditional transactional deals are typically handled using fiat currency and provide many cryptorelated services in one place.

Excess Africunia

1. Offer the best cryptocurrency from the Fiat world. The majority of tokenized investment platforms are completely cryptooriented or pegged to some tradable assets such as gold or currency fiat. This siled approach hampers diversification. AFRICA

intends to create the platform for users to benefit from both including decentralization, transparency, and exchange rates.

2. Promote sustainable fund investment. All token funds will be reviewed and approved by our advisory laws to ensure they are fully compliant with existing laws and regulations. By sifting through these risks from the start, AFRIKA will increase investor confidence and offer the necessary sustainability investment.

3. Develop a standard platform. Setting up the right investment structure is a difficult and costly undertaking. Not all tokenized funds set up have the appropriate structure, thus

increasing regulatory risk for investors. AFRICA believes that this is a great time to launch industry standards to set up tokenized investment platforms.

4. Enhanced transparency Signature of the interest of the fund — or part of the profits provides accountability and transparency of the investment process. The required transparency will significantly improve the accountability of the investment manager.

5. Developing measurable funds.

By using the AFRICUNIA platform, approved investment managers will set up and run token investment funds with no constraints and required IT development efforts and legal infrastructure.

How AFCASH will work

The AFCASH platform will incorporate the following components:
• APIs, compliance with regulations, laws and special regulations are the cornerstone of conventional banking. Banking institutions are compelled to follow high regulatory standards to protect shareholder interests. In fact, the reputation of banking institutions can be severely damaged if the KYC and adequate AML is not in place. We will use tested technology for APIs (Authorized Payment Agencies) to comply with conventional banking rules and requirements.
• EMI, Africunia will apply for EMI (Electronic Money Institutions) licenses to enable us to start issuing electronic money. Upon becoming with the permit, we will implement a currency exchange service that will enable corporate clients to save money in their bank accounts and exchange them as needed.
• Commercial banks, the second full phase of the project makes us grow into a fully regulated bank as a classic banking service, Africunia will do it,
providing Banking as a Service (BaaS) which will add to the existing gap between the cryptocurrency currencies and fiat. Before the deployment
API, Africunia will apply for license from two card schemes: Visa and MasterCard. If all goes well, no BIN sponsorship is required during the card issuing process and simplifies the payment of processing cards
• Digital Pass Technology, In particular, our digital pass will be implemented along the lines of facilitating users and businesses gaining access and maintaining personal and encrypted company data in Blockchain. Data stored in Blockchain will be used openly, safely, and nondiscriminatively to encourage the scope of BANK Africunia and other ecosystems in strict accordance with banking regulations.

How to participate in ICO

We will allow participants to invest using the following methods:

• Purchase a direct credit card or debit card to be cashed in

website website.

• Using NAIRA, USD, EURO, and POUNDS STERING fiat

currency using Debit Card / Credit Card and SWIFT transfer.

• Purchase directly on the platform of our website by using

The following emergency crypto:

Detail Token

• Token / Coin Symbol : AFCASH
• Token / Coin total supply : 500,000,000 (five hundred million AFCASHs)
• Supply Circulation : 500,000,000 (five hundred million AFCASHs)
• Token / Coin price : 1 AFCASH = $ 0.10 USD
• Unsold token: Unsold token will be burned
• Share token: At the end of each Financial Year, 20% of AFRICUNIA BANK’s profits will be distributed among all our shareholders. Token (AFCASH) based on each Shareholder of the total number of Token issued, and this will be automatically paid to Coin User in each wallet. In other words, you are entitled to AfricuniaFamily Income as a PASSIVE REVENUE.

RoadMap

• July 10, 2017 to January 1, 2018Research & Experiment, Researching and experimenting with APCA will be our first step in Africunia Journey.Our developer will develop a prototype dummy Blockchain system based on APCA and test it for the truth, consensus and utility. We’ve researched and experimented with APCA and its applications in Blockchain. This phase will run until January 1, 2018.
• December 1, 2017 through December 31, 2017PRE-ICO, AFCASH Pre-order will open on December 1, 2017 and run for 4 weeks until 31 December 2017. We are targeting BOTOGRAFT 10 Billion tokens with annual 1 Billion inventories over the next 10 years. January 1, 2018 to February 28, 2018 ICO
• ICO ICO AFCASH will commence on 1 January 2018 and run for 2 months until 28 February 2018.
• March 1, 2018 to March 31, 2018. Development of prototype blockchain. At this stage, we will develop a Blockchain prototype that will help eliminate ambiguity and improve accuracy with our AFCASH crypto. We expect this step to take 4 weeks and will run from 1 March 2018 to 31 March 2018.
• April 1, 2018 to April 30, 2018. Development of blockchain beta version. A beta version of our AFCASH crypto will be developed to help developers understand the ecosystem better because further ambiguity is eliminated. We hope this phase will take up to 4 weeks. Therefore, this phase will run from April 1, 2018 to April 30, 2018.
• May 1, 2018 to May 21, 2017 . ecosystem testing. We will test the system as a whole and make sure it works well and can be operated with the existing system. This stage will take up to 3 weeks and will run from May 1, 2018 to May 21, 2018.
• May 31, 2018. Complete development of blockchain technology. We expect complete Blockchain Technology to be completed on May 31, 2018.
• June 1, 2018. Launch blockchain and ecosystem. We look forward to launching the Blockchain Ecosystem on June 1, 2018.
• June 2018. Solidification and technology expansion. After the launch on June 1, the project will undergo continuous maintenance and development to handle all of the Science and Technology, Machine Learning and major data issues.

For more details please contact the link below:

Website : https://africunia.com/
Facebook : https://www.facebook.com/africunia
Twitter : https://www.twitter.com/africunia
Linked : https://www.linkedin.com/company/africunia-bank
Telegram : https://t.me/africunia
Slack : https://africuniabank.slack.com
Medium : https://medium.com/@africunia
Instagram : https://www.instagram.com/africunia
Youtube : https://youtu.be/SOfxwaB5b2U
Bitcointalk profile : https://bitcointalk.org/index.php?action=profile;u=1409779