How to safely receive online payments
Having a web-page for your business is more than necessary these days, regardless if it‘s your own website or you’ve made a business registration in a platform. People are reluctant to use a service or visit an establishment if there is no relevant information for the business online. Respectively, the more accurate information there is on your web-page, the more trustworthy your services become. Another big plus is to accept online payments, and although it sounds risky, there is a secure way to do it with no extra hassle.
The safest option, so far, is to use third party payment gateway services. The convenient part is that you are not required to purchase a physical POS terminal in order to accept online payments. With the newest platforms, you will also have an external processor of all personal and card details and nothing is stored on your website. You can easily integrate it in your code and start receiving payments and increasing your revenues. This has been a common practice for the e-commerce merchants, but of course can be used by owners of brick-and-mortar establishments. Online payments can be used for reservations, which require payments in advance; purchasing of vouchers; paying on behalf of someone else, as a present and etc.
How it usually works: Once integrated on your website, it can be either used as a pre-defined price button, which leads to a checkout page where the payment details are completed; or with a shopping cart integration — once all items have been chosen and the final price is calculated, then to lead to a checkout page. As mentioned above, this is completely safe as everything is processed through the third party platform and the money goes to your personal/business account. Customer’s payment details are not at risk because they are not exposed on the internet.