Churchill Retirement Living: The Rising UK State Pension Age

Ian Payne
Ian Payne
May 23 · 2 min read

The State Pension age has been rising in recent years, and this rise continued on the 6th May 2019 with the age increasing from 65 to 66… But who will be affected by this rise, and how can you check your State Pension Age?

At Churchill Retirement Living, we recognise that the state pension is something which many people clearly rely on as part of their finances during their later years, and is also one of the most important factors to keep in mind when planning out your retirement. However, in recent years, the age at which you’re allowed to claim your UK State Pension has risen- with the current state pension age for women already gradually rising from 60 to 65.

May 6th was a particularly significant day, in that we saw an increase in the state pension age from 65 to 66 for both men and women. If you were born between January 6th, 1954, and February 5th, 1954, you will now have reached the State Pension Age.

This is off the back of gradual increases to the state pension age, that began from the Pensions Act of 2011, which has led to an expected pension age of 66 by October 2020. And what’s more, the state pension age may change again in the future (as it is under review), meaning that there is an understandable amount of confusion as to just what your state pension age might be, and when you can actually claim it.

Luckily, the Government website has a handy calculator that allows you to easily work it out, which you can find here.

To calculate your state pension age with the above link, simply answer the questions prompted, such as your Date of Birth and your Age, and the calculator will present you with both your state pension age and the date upon which you will reach your pension age. For example, a man born on the 8th July 1955, will reach his state pension age on the 8th July, 2021.

You may find that your state pension age is even higher than 66, depending on when you were born. This is because the Government is planning further increases, that will raise the state pension age from 66 to 67 between 2026 and 2028- although it’s important to keep in mind that the state pension age is under review, as previously mentioned, so this might also change.

For more advice on the changing state pension age, you can visit Age UK, or if you want to learn more about how you can plan your retirement effectively, you can read our article here.

Ian Payne

Written by

Ian Payne

PR & Communications Manager at Churchill Retirement Living

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