Loan Mod Help Center Resource Links

This is a collection of links that I created in October of 2014 to help homeowners, advocates, attorneys, brokers, realtors and loan officers when they are seeking a loan modification of a mortgage.

It was originally found on

For any additions or corrections please email

Consumer Financial Protection Bureau pages pertaining to loan mod help:

National Consumer Law Center pages updated for 2014 that may be help when trying to get a loan mod that is affordable:

The National Mortgage Settlement page that addresses the loan mod help available from servicers:

Mortgage Electronic Registration System (MERS) to see who owns a mortgage loan, look up by full social security number and property address:

Freddie Mac Loan Lookup: (Freddie Mac Standard and Streamlined Modification Reference Guide (expired 2017)
Flex Modification guidelines (as of 2017):

Fannie Mae Loan Lookup and resource page for knowing your options when it comes to loan mod help: (loan mod help guideline for Fannie Mae Standard and Streamline Mod expired 2016)
Flex modification by Fannie Mae:

Making Home Affordable, Home Affordable Modification Program pages that help in getting a loan mod under MHA HAMP (expired 2016):

Veteran’s Affairs’ regarding loan mod help to avoid foreclosure:

Federal Housing Administration insured loans and the guidelines on getting loan mod help for FHA insured loans:

Online Home valuation tools from Chase Bank and Eppraisal which links you to Zillow when you search for home value:

Bank of America loan mod help by the checklist documents they need and the Consent Judgement under the National Mortgage Settlement:

Chase Bank mortgage loan mod help page in getting started and Chase Bank Consent Judgement under the National Mortgage Settlement:

Citibank homeowner assistance with loan mod help when having trouble making payments and the Consent Judgement under the National Mortgage Settement:

Nationstar Mortgage (Mr. Cooper) Homeowner assistance when seeking loan mod help:

Ocwen Customers who are seeking loan mod help and what documents are needed and where to send:

Wells Fargo customers who want loan mod help can complete one of these two packages for assistance and the Wells Fargo Consent Judgement: (for non-Fannie Mae and non-Freddie Mac owned loans) (for loans owned or guaranteed by Fannie Mae or Freddie Mac)

I am a Loan Problem Solver. I believe in equal credit opportunity for all borrowers by following fair lending best practices.

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