Bank with a Credit Union and stop enabling banks like Wells Fargo.
Wells Fargo is not alone in the way they treat their customers. They are just more egregious.
After the criminal behavior in the financial crisis and the recent Wells Fargo revelations it is pretty clear that government is not going to reform the large banks. As a consumer, however, you do not have to support these institutions. Move your accounts to a Credit Union or a small local bank, if the Credit Union doesn’t offer the services you need.